Uniform Bank Performance Report
The UBPR is an analytical tool created for bank supervisory, examination, and management purposes.
Uniform Bank Performance Report
The Uniform Bank Performance Report (UBPR) - is an analytical tool created for bank supervisory, examination, and management purposes. In a concise format, it shows the impact of management decisions and economic conditions on a bank's performance and balance-sheet composition. The performance and composition data contained in the report can be used as an aid in evaluating the adequacy of earnings, liquidity, capital, asset and liability management, and growth management.
Uniform Bank Performance Report User's Guide
Executive Summary Report User's Guide
FFIEC UBPR User Guide Executive Summary ReportSize (319 KB, PDF)
UBPR User's Guide for Individual Pages
Summary Ratios--Page 1Size (294 KB, PDF)
UBPR Interest Rate Risk Analysis Page Content Changes
The Federal Financial Institutions Examination Council’s member agencies are making changes to the Uniform Bank Performance Report’s Interest Rate Risk Analysis page on or shortly after February 22, 2025. These changes, being led by the Task Force on Surveillance Systems, are part of a previously announced ongoing multiyear review of Uniform Bank Performance Report content.
The Uniform Bank Performance Report
The Uniform Bank Performance Report (UBPR) - is an analytical tool created for bank supervisory, examination, and management purposes. In a concise format, it shows the impact of management decisions and economic conditions on a bank's performance and balance-sheet composition. The performance and composition data cotained in the report can be used as an aid in evaluating the adequacy of earnings, liquidity, capital, asset and liability management, and growth management.
Submissions via Web, Internet E-Mail and File Encryptions
Submission via Web
The Submission via Web is the new secure option for transmitting your CRA data to your regulatory agency. Submission via Web transmits your data to your regulatory agency in ONE step, rather than encrypting your submission file, attaching the encrypted file to an e-mail and submitting the e-mail via Internet. Submission via Web requires an Internet connection.
Diskette and CD-ROM Data Submissions
Submission Checklist
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Ensure that the diskette or CD-ROM is properly labeled. The external label on each diskette must contain the following items:
Respondent Identification Number
Agency Code
Institution Name
Contact Name and Phone Number
Diskette Number # of #
Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency today announced the availability of the 2020 list of distressed or underserved nonmetropolitan middle-income geographies. These are geographic areas where revitalization or stabilization activities are eligible to receive Community Reinvestment Act (CRA) consideration under the community development definition.
Findings from Analysis of Nationwide Summary Statistics for 2022 Community Reinvestment Act Data Fact Sheet
This analysis is based on 2022 data compiled by the three Federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) with Community Reinvestment Act (CRA) responsibilities — the Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC). This analysis was conducted using data compiled for financial institutions reporting under the CRA regulations.