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Mission

Learn about the Federal Financial Institutions Examination Council (FFIEC), established by Congress in 1979. This interagency body promotes consistency in examination activities and uniformity in supervision of financial institutions. Comprised of five federal regulators and state representatives, the FFIEC prescribes standards and facilitates public access to data under the Home Mortgage Disclosure Act.

Central Data Repository

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Welcome to the FFIEC Central Data Repository's Public Data Distribution web site. Through this site you can obtain Reports of Condition and Income (Call Reports) and Uniform Bank Performance Reports (UBPRs) for most FDIC-insured institutions. The information available on this site is updated to reflect the most recent data for both prior and current periods. The earliest data provided is from March 31, 2001.

Reporting Criteria

Who Is Required to Report CRA Data?

All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, Federal Deposit Insurance Corporation, and the Office of Thrift Supervision that meet the asset size threshold are subject to data collection and reporting requirements. 

Background & Purpose

  • The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulations 12 CFR parts 25, 228, 345, and 195. (See Regulation).
     
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