The Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA) requires that regulations prescribed by the Federal Financial Institutions Examination Council (FFIEC), Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and Board of Governors of the Federal Reserve System (FRB) be reviewed by the agencies at least

The Federal Financial Institutions Examination Council (FFIEC) recently published data on 2024 mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA) by 4,908 U.S. financial institutions. The Snapshot National Loan-Level Dataset released contains the national HMDA datasets as of May 19, 2025.

Federal bank regulatory agencies today released the 2025 list of distressed or underserved nonmetropolitan middle-income geographies where certain bank activities are eligible for Community Reinvestment Act (CRA) credit.  

The Federal Financial Institutions Examination Council (FFIEC) today announced the reselection of Charles G. Cooper to the FFIEC’s State Liaison Committee (SLC) for the term that runs from May 1, 2025, through April 30, 2027. Concurrently, the SLC announced Cooper’s re-election as SLC Chair for a one-year term that runs until April 30, 2026. Cooper has been a member of the SLC and served as its Chair since 2023.

Enforcement actions and orders against institutions or their affiliated parties can be found at the website of the institution's regulator:

WASHINGTON — The Federal Financial Institutions Examination Council (FFIEC) is pleased to support Cybersecurity Awareness Month, which engages public and private sector partners to raise awareness and educate Americans about cybersecurity and increase the resiliency of the Nation and its cyber infrastructure.

The Federal Financial Institutions Examination Council (FFIEC) today issued a joint statement concerning Microsoft’s discontinuation of support for its Windows XP operating system as of April 8, 2014. The FFIEC agencies expect financial institutions and their technology service providers to identify, assess, and manage the potential operational risks associated with the discontinuation of XP support to ensure that safety and soundness and the ability to deliver products and services are not compromised.

The Federal Financial Institutions Examination Council (FFIEC) members are issuing statements to notify financial institutions of the risks associated with cyber-attacks on Automated Teller Machine (ATM) and card authorization systems and the continued distributed denial of service (DDoS) attacks on public-facing websites. The statements describe steps the members expect institutions to take to address these attacks and highlight resources institutions can use to help mitigate the risks posed by such attacks.

The Federal Financial Institutions Examination Council (FFIEC) members expect financial institutions to incorporate patches on systems and services, applications, and appliances using OpenSSL and upgrade systems as soon as possible to address the vulnerability. Financial institutions should consider replacing private keys and X.509 encryption certificates after applying the patch for each service that uses OpenSSL and consider requiring users and administrators to change passwords after applying the patch.

WASHINGTON – The Federal Financial Institutions Examination Council (FFIEC) today highlighted efforts to enhance financial institutions’ cybersecurity during a webinar for approximately 5,000 chief executive officers and senior managers from community financial institutions. The FFIEC offered this webinar to raise awareness about the pervasiveness of cyber threats, discuss the role of executive leadership in managing these risks, and to share actions being taken by the FFIEC.