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Findings from Analysis of Nationwide Summary Statistics for 2024 Community Reinvestment Act Data Fact Sheet

This analysis is based on 2024 data compiled by the three Federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) with Community Reinvestment Act (CRA) responsibilities — the Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC). This analysis was conducted using data compiled for financial institutions reporting under the CRA regulations.

 

Federal Register Notice

To facilitate the EGRPRA review, the OCC, FDIC and the Federal Reserve Board divided their regulations into 12 subject-matter categories. At regular intervals, these agencies jointly published four Federal Register notices for public comment. Each notice addressed one or more categories of these regulations.

FFIEC Industry Outreach

The FFIEC Industry Outreach is an alternative delivery program that provides timely updates on changes in supervisory guidance or regulations and information on current issues in the financial industry.

The target audience for FFIEC Industry Outreach programs includes representatives from financial institutions, trade associations, third-party providers, and consultants. Federal and state financial institution examiners are also welcome to participate in FFIEC Industry Outreach programs.

 

FFIEC Examiner Exchange

The FFIEC Examiner Exchange is an alternative delivery program that provides timely updates on changes in supervisory guidance or regulations and information on current issues in the financial industry.

The target audience for FFIEC Examiner Exchange includes federal and state financial institution examiners. Programs are not intended for or available to the public.

 

Real Estate Appraisal Review School

Real Estate Appraisal Review School (REARS) develops the knowledge and skills required to evaluate a commercial real estate appraisal to determine compliance with appraisal regulations and standards provided by the agencies and in the Uniform Standards of Professional Appraisal Practice. (USPAP). The review of appraisals is a key component in the credit risk assessment process for commercial real estate loans. 

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