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Community Reinvestment Act

Aggregate & Disclosure Flat Files

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Starting in February 2026 and annually thereafter, the agencies will post a second version of previous years’ Flat Files that contain data that was resubmitted by banks within the 3-year resubmission window. These resubmissions typically represent minor corrections or updates to the data. A second link will be posted for each file that has been revised. The original link will remain static and reflect the data as of the original posting date.

 

2024 Files

2023 Files

2022 Files

2021 Files

2020 Files*

2019 Files*

2018 Files*

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2015 Files*

2014 Files*

2013 Files*

2012 Files*

2011 Files*

2010 Files*

2009 Files*

2008 Files*

2007 Files*

2006 Files*

2005 Files*

2004 Files*

2003 Files*

2002 Files*

2001 Files*

2000 Files*

1999 Files*

1998 Files*

1997 Files*

1996 Files*

 

Notes:

  • The "Assessment Area Number" field in the "Flat Files" data prior to 2020 is incorrect due to incorrect submissions by approximately 20 percent of responding banks. Data was corrected for 2020 and onward to address the error, but due to technical constraints related to the collection of historical data, the error has not been corrected retroactively for data prior to 2020. The error did not impact firms' CRA examinations or scores.
  • The 2014 Disclosure Data file was updated on September 17, 2015. This update adds previously omitted County Total records to tables D1-1, D1-2, D2-1 and D2-2. To identify a County Total in the dataset, see Field 15 "Report Level" in the Disclosure Data File Specs.

 

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