Recent Releases (Full-Text) | Archive
Summaries
Summary of FFIEC
Statements Published in the Federal Register (1979-2001)
February 6, 2015
The Federal Financial Institutions Examination Council (FFIEC) issued a revised Business Continuity Planning Booklet (BCP Booklet), which is part of the FFIEC Information Technology Examination Handbook (IT Handbook).
January 5, 2015
The Federal Financial Institutions Examination Council (FFIEC) announced today the appointment of a new member of the Council’s State Liaison Committee (SLC). Mary Hughes serves as the Financial Institutions Bureau Chief of the Idaho Department of Finance.
December 2, 2014
The Federal Financial Institutions Examination Council (FFIEC) today released the revised Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual.
November 3, 2014
The Federal Financial Institutions Examination Council (FFIEC) released observations from the recent cybersecurity assessment and recommended regulated financial institutions participate in the Financial Services Information Sharing and Analysis Center (FS-ISAC).
September 26, 2014
The Federal Financial Institutions Examination Council (FFIEC) today advised financial institutions to quickly address the 'Shellshock' vulnerability by applying patches to their Bash software.
September 22, 2014
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 7,190 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA).
August 19, 2014
The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency – published a press release today announcing the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings associations, pursuant to the CRA."
July 1, 2014
The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (the agencies) today announced the availability of the 2014 list of distressed or underserved nonmetropolitan middle-income geographies, where revitalization or stabilization activities will receive Community Reinvestment Act (CRA) consideration as "community development."
June 24, 2014
The Federal Financial Institutions Examination Council (FFIEC) today launched a Web page on cybersecurity (www.ffiec.gov/cybersecurity.htm).The Web page is a central repository for current and future FFIEC-related materials on cybersecurity.
May 7, 2014
The Federal Financial Institutions Examination Council (FFIEC) today highlighted efforts to enhance financial institutions’ cybersecurity during a webinar for approximately 5,000 chief executive officers and senior managers from community financial institutions.
May 1, 2014
The Federal Financial Institutions Examination Council (FFIEC) announced today the reappointment of David J. Cotney, Commissioner of Banks for the Commonwealth of Massachusetts, to the Council’s State Liaison Committee (SLC).
April 10, 2014
The Federal Financial Institutions Examination Council (FFIEC) members expect financial institutions to incorporate patches on systems and services, applications, and appliances using OpenSSL and upgrade systems as soon as possible to address the vulnerability. Financial institutions should consider replacing private keys and X.509 encryption certificates after applying the patch for each service that uses OpenSSL and consider requiring users and administrators to change passwords after applying the patch. Financial institutions relying upon third-party service providers should ensure those providers are aware of the vulnerability and are taking appropriate mitigation action.
April 2, 2014
The Federal Financial Institutions Examination Council (FFIEC) members are issuing statements to notify financial institutions of the risks associated with cyber-attacks on Automated Teller Machine (ATM) and card authorization systems and the continued distributed denial of service (DDoS) attacks on public-facing websites.
December 11, 2013
The Federal Financial Institutions Examination Council (FFIEC) today issued a Press Release concerning released final guidance on the applicability of consumer protection and compliance laws, regulations, and policies to activities conducted via social media.
October 7, 2013
The Federal Financial Institutions Examination Council (FFIEC) today issued a Press Release concerning Microsoft’s discontinuation of support for its Windows XP operating system as of April 8, 2014.
October 2, 2013
The Federal Financial Institutions Examination Council (FFIEC) today issued a Press Release announcing its support of Cybersecurity Awareness Month.
September 18, 2013
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 7,400 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA).
August 22, 2013
The three federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) with Community Reinvestment Act (CRA) responsibilities--the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency--announced today the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings associations, pursuant to the CRA.
June 6, 2013
The Federal Financial Institutions Examination Council (FFIEC) today announced the formation of a working group to further promote coordination across the federal and state banking regulatory agencies on critical infrastructure and cybersecurity issues.
May 1, 2013
The State Liaison Committee (SLC) of the Federal Financial Institutions Examination Council (Council) announced today the appointment of Karen K. Lawson to the Council’s five-member State Liaison Committee (SLC).
April 17, 2013
The State Liaison Committee (SLC) of the Federal Financial Institutions Examination Council (Council) announced today the election of David J. Cotney as its Chairman.
April 1, 2013
The Federal Financial Institutions Examination Council (Council) announced today the appointment of three new members of the Council’s State Liaison Committee (SLC). The two-year terms for these SLC members run from April 1, 2013 through March 31, 2015.
April 1, 2013
The Federal Financial Institutions Examination Council (FFIEC) member agencies today announced that Thomas J. Curry, Comptroller of the Currency, Office of the Comptroller of the Currency (OCC), has been named Chairman of the Federal Financial Institutions Examination Council (Council) for a two-year term which runs from April 1, 2013 through March 31, 2015.
March 22, 2013
The Federal Financial Institutions Examination Council (FFIEC) member agencies today announced the addition of a new feature to the Information Technology Examination Handbook InfoBase. This feature provides bankers, agency personnel, and other interested parties with the ability to register and receive notifications of additions, changes, and deletions to the InfoBase.
January 22, 2013
The Federal Financial Institutions Examination Council (FFIEC) today released proposed guidance on the applicability of consumer protection and compliance laws, regulations, and policies to activities conducted via social media by banks, savings associations, and credit unions, as well as nonbank entities supervised by the Consumer Financial Protection Bureau and state regulators.
October 31, 2012
The Federal Financial Institutions Examination Council (FFIEC) today issued a revised Supervision of Technology Service Providers booklet (TSP Booklet), which is part of the FFIEC Information Technology Examination Handbook (IT Handbook).
October 16, 2012
The Federal Financial Institutions Examination Council today encouraged financial institutions to work constructively with borrowers affected by drought conditions and consider alternatives for prudently restructuring credit facilities as appropriate.
September 18, 2012
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 7,632 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA).
August 14, 2012
The three federal banking agency members of the FFIEC – the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency – announced today the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings associations, pursuant to the Community Reinvestment Act (CRA).
July 10, 2012
The Federal Financial Institutions Examination Council (FFIEC) today issued a statement on outsourced cloud computing activities.
May 3, 2012
The Federal Financial Institutions Examination Council (FFIEC) has recently upgraded the functions and features of the InfoBase for the FFIEC Information Technology Examination Handbook (IT Handbook).
May 1, 2012
The Federal Financial Institutions Examination Council announced today the reappointment of David J. Cotney, Commissioner, Massachusetts Division of Banks, to the Council's State Liaison Committee (SLC).
May 1, 2012
The State Liaison Committee (SLC) of the Federal Financial Institutions Examination Council announced today the re-election of John Munn as its Chairman for the period of May 1, 2012 through April 30, 2013.
January 12, 2012
The Federal Financial Institutions Examination Council today released answers to Frequently Asked Questions (FAQs) about the January 2010 advisory on Interest Rate Risk Management.
October 19, 2011
The Federal Financial Institutions Examination Council (FFIEC) today announced that beginning in 2012 it will calculate the annual Median Family Income (MFI) data that are published each June.
October 19, 2011
The Federal Financial Institutions Examination Council (FFIEC) today announced that it will incorporate the 2010 American Community Survey (ACS) data into the FFIEC-published census data file.
September 28, 2011
The Federal Financial Institutions Examination Council (FFIEC) announced the appointment of Judith E. Dupre as executive secretary of the Council.
September 22, 2011
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 7,923 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA).
August 18, 2011
The three federal banking agency members of the FFIEC – the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency – announced today the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings associations, pursuant to the Community Reinvestment Act (CRA).
June 28, 2011
The FFIEC issued a Press Release announcing the issuing of a supplement to the Authentication in an Internet Banking Environment guidance, issued in October 2005.
May 2, 2011
The Federal Financial Institutions Examination Council announced today the reappointment of Charles A. Vice, Commissioner, Kentucky Department of Financial Institutions, to the Council's State Liaison Committee (SLC).
May 2, 2011
The State Liaison Committee (SLC) of the Federal Financial Institutions Examination Council announced today the re-election of John Munn as its Chairman for the period of May 1, 2011 through April 30, 2012.
April 18, 2011
The Federal Financial Institutions Examination Council announced today the reappointment of three of the Council's State Liaison Committee (SLC) members. The two-year terms for these SLC Members run from April 1, 2011 through March 31, 2013.
April 4, 2011
The National Credit Union Administration (NCUA) has taken the helm at the Federal Financial Institutions Examination Council (FFIEC) for the first time in more than 20 years. Debbie Matz, Chairman of the NCUA Board, is now the Chairman of FFIEC for a two-year term. Matz succeeds Sheila C. Bair, Chairman of the Federal Deposit Insurance Corporation (FDIC). FFIEC also named acting Comptroller of the Currency John Walsh as its new Vice Chairman.
February 16, 2011
The Federal Financial Institutions Examination Council (FFIEC) today announced the launch of its redesigned IT Examination Handbook InfoBase. The IT InfoBase is the primary distribution method for the IT Examination Handbook. The new IT InfoBase is expected to have a beneficial impact on the user experience and will enable more timely updates to the IT Handbook in the future. This update does not implement any changes to the content of the IT Handbook, or related guidance.
November 12, 2010
The Federal Financial Institutions Examination Council (FFIEC) announced today the appointment of David Cotney, Chief Operating Officer, Massachusetts Division of Banks, to the Council's State Liaison Committee (SLC). David Cotney's nomination to the SLC, for the remainder of the two-year term through April 30, 2012, fills the vacancy created by the resignation of Sarah Bloom Raskin, upon her appointment to the Board of Governors of the Federal Reserve System.
September 20, 2010
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 8,124 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include banks, savings associations, credit unions, and mortgage companies. The HMDA data made available today cover 2009 lending activity--applications, originations, denials (and other actions such as incomplete or withdrawn applications), and purchases of loans.
August 19, 2010
The four federal banking agency members of the FFIEC – the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision– announced today the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings institutions, pursuant to the
Community Reinvestment Act (CRA).
August 16, 2010
The Federal Financial Institutions Examination Council (FFIEC) released guidance today on reverse mortgage products. The guidance, adopted by each of the financial regulators, emphasizes the consumer protection concerns raised by reverse mortgages and the importance of financial institutions mitigating the compliance and reputation risks associated with these products.
April 30, 2010
The State Liaison Committee (SLC) of the Federal Financial Institutions Examination Council announced today the re-election of John Munn as its Chairman for the period of May 1, 2010 through April 30, 2011.
April 29, 2010
The Federal Financial Institutions Examination Council (FFIEC) today released the revised Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual.
March 29, 2010
The federal banking agencies today announced improvements in the production and distribution of the Uniform Bank Performance Report (UBPR) by transitioning these processes to the interagency Central Data Repository (CDR). Beginning today, UBPR data and reports are available to the public through the CDR Public Data Distribution (PDD) Web site.
February 25, 2010
The Federal Financial Institutions Examination Council (FFIEC) today issued updated guidance for examiners, financial institutions, and technology service providers on the risks associated with retail payment systems. This Retail Payment Systems Booklet, which is part of the FFIEC Information Technology Examination Handbook series, is an update to the 2004 version that provided guidance on the risks and risk-management practices applicable to financial institutions’ retail payment systems activities, including checks, electronic payments related to credit cards and debit cards, and the automated clearing house (ACH). Appendices to this booklet include examination procedures and references to applicable laws, regulations, and guidance.
February 16, 2010
The Federal Financial Institutions Examination Council (FFIEC), on behalf of its members, released an updated edition of its white paper today on mortgage fraud detection and deterrence. The primary objective is to help examiners understand, identify, and detect mortgage fraud schemes and elements. The white paper defines various types of fraud, gives examples of how individuals commit fraud, provides a list of red flags, and outlines best practices.
January 7, 2010
The Federal Financial Institutions Examination Council (FFIEC) released an advisory today reminding institutions of supervisory expectations for sound practices to manage interest rate risk (IRR). This advisory, adopted by each of the financial regulators, reiterates the importance of effective corporate governance, policies and procedures, risk measuring and monitoring systems, stress testing, and internal controls related to the IRR exposures of depository institutions. It also clarifies elements of existing guidance and describes some IRR management techniques used by effective risk managers.
December 17, 2009
The Federal Financial Institutions Examination Council (FFIEC), on behalf of its members, released proposed guidance today on reverse mortgage products. The guidance is designed to help financial institutions ensure that their risk management and consumer protection practices adequately address the compliance and reputation risks raised by reverse mortgage lending.
October 30, 2009
The Federal Financial Institutions Examination Council (FFIEC) released a policy statement today supporting prudent commercial real estate (CRE) loan workouts. This policy statement, adopted by each of the financial regulators, provides guidance for examiners, and for financial institutions that are working with CRE borrowers who are experiencing diminished operating cash flows, depreciated collateral values, or prolonged delays in selling or renting commercial properties.
September 30, 2009
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 8,388 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include banks, savings associations, credit unions, and mortgage companies. The HMDA data made available today cover 2008 lending activity--applications for loans, loan originations, loan denials, and purchases of loans. The data include 14.2 million applications and originations and 2.9 million purchases, for a total of 17.1 million actions.
August 14, 2009
The four federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) -the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision-announced today the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings institutions, pursuant to the Community Reinvestment Act (CRA).
August 6, 2009
The Federal Financial Institutions Examination Council (FFIEC) members today issued the following statement on Support for Responsible Loss Mitigation Activities. The statement reiterates the FFIEC members' continued support for responsible loss mitigation activities designed to preserve homeownership. This support extends to programs designed to achieve sustainable mortgage obligations regardless of lien position.
July 1, 2009
The Federal Financial Institutions Examination Council (FFIEC) today issued the Statement on Regulatory Conversions to reaffirm that the supervisors are unified in their approach to regulatory conversions.
May 29, 2009
The State Liaison Committee of the Federal Financial Institutions Examination Council announced today the re-election of John Munn as its Chairman. Munn is the Director of the Nebraska Department of Banking and Finance, where he has served since January 2005.
May 12, 2009
The Federal Financial Institutions Examination Council announced today the appointment of two new members of the State Liaison Committee (SLC): Sarah Bloom Raskin, Commissioner, Maryland Office of Financial Regulation; and Charles A. Vice, Commissioner, Kentucky Department of Financial Institutions.
April 1, 2009
The Federal Financial Institutions Examination Council announced today the appointment of Harold E. Feeney, Texas Credit Union Commissioner, to the State Liaison Committee and the reappointment of Texas Department of Savings and Mortgage Lending Commissioner Douglas Foster and Nebraska Department of Banking and Finance Director John Munn.
January 14, 2009
The Federal Financial Institutions Examination Council (FFIEC) issued guidance today for examiners, financial institutions, and technology service providers to identify risks, evaluate controls, and assess risk management practices related to remote deposit capture (RDC) systems.
September 11, 2008
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of 2007 data on mortgage lending transactions throughout the nation at 8,610 financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include, but are not limited to, banks, savings associations, credit unions, and independent mortgage companies. The HMDA data made available today cover lending activity - applications for loans, loan originations and denials, and purchases of loans - from 2007.
July 31, 2008
The four federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC)--the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision--announced today the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings institutions pursuant to the Community Reinvestment Act (CRA).
July 2, 2008
The Federal Financial Institutions Examination Council (FFIEC) today announced the appointment of Paul Sanford as Executive Secretary of the Council. Mr. Sanford's principal responsibilities will be to coordinate interagency staff task forces that have been established by the Examination Council and to direct the FFIEC staff on behalf of the Council.
March 19, 2008
The Federal Financial Institutions Examination Council (FFIEC) today issued updated guidance for examiners, financial institutions, and technology service providers to identify business continuity risks and evaluate controls and risk management practices for effective business continuity planning.
December 12, 2007
The Federal Financial Institutions Examination Council (FFIEC) issued guidance today for use by financial institutions in identifying the continuity planning that should be in place to minimize the potential adverse effects of a pandemic. This guidance expands upon the contents of the Interagency Advisory on Influenza Pandemic Preparedness issued in March 2006.
September 12, 2007
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of 2006 data on mortgage lending transactions at 8,886 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan statistical areas (MSAs) throughout the nation. Covered institutions include, but are not limited to, banks, savings associations, credit unions, and independent mortgage companies. The HMDA data made available today cover lending activity--applications for loans, loan originations, and purchases of loans--from 2006.
August 24, 2007
The Federal Financial Institutions Examination Council (FFIEC) today released the revised Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual.
August 13, 2007
The Federal Financial Institutions Examination Council (FFIEC) agencies would like to invite financial institutions to participate in the U.S Treasury Department sponsored industry-wide business continuity exercise for members of the financial services sector.
July 26, 2007
Four Federal Financial Institutions Examination Council (FFIEC) agencies--the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision--today announced the availability of data on small business, small farm, and community development lending reported by certain banks and savings institutions, pursuant to the Community Reinvestment Act (CRA).
May 8, 2007
The Federal Financial Institutions Examination Council announced today two new appointments to its State Liaison Committee.
February 5, 2007
Reminder of supervisory guidance for financial
institutions affected by Hurricane Katrina. Financial institutions serving
the U.S. Gulf Coast region have demonstrated significant flexibility
in responding to the changing needs of their customers by offering relief
when appropriate to the customer's circumstances.
September 08, 2006
The Federal Financial Institutions Examination
Council (FFIEC) today announced the availability of data for the year
2005 on mortgage lending transactions at 8,848 financial institutions
covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan statistical
areas (MSAs) throughout the nation. The HMDA data made available today
include disclosure statements for each financial institution, aggregate
data for each MSA, nationwide summary statistics regarding lending patterns,
and the Loan Application Register (LAR), modified for borrower privacy,
submitted by each institution to its supervisory agency by March 1, 2006.
August 15, 2006
The Federal Financial Institutions Examination
Council (FFIEC) member agencies today released a frequently asked questions
document (FAQs) to aid in the implementation of the interagency guidance
on Authentication in an Internet Banking Environment issued October
12, 2005.
July 28, 2006
The Federal Financial Institutions Examination
Council (FFIEC) today released the revised Bank Secrecy Act/Anti-Money
Laundering (BSA/AML) Examination Manual (manual).
July 27, 2006
The Federal Financial Institutions Examination
Council today issued revised guidance for examiners and financial institutions
to use in identifying information security risks and evaluating the adequacy
of controls and applicable risk management practices of financial institutions.
July 25, 2006
Four Federal Financial Institutions Examination Council (FFIEC) agencies--the
Board of Governors of the Federal Reserve System, the Federal Deposit
Insurance Corporation, the Office of the Comptroller of the Currency,
and the Office of Thrift Supervision--today announced the availability
of data on small business, small farm, and community development lending
reported by certain commercial banks and savings institutions, pursuant
to the Community Reinvestment Act (CRA).
June 15, 2006
The member agencies of the Federal Financial Institutions Examination
Council (FFIEC) and the Conference of State Bank Supervisors today announced
the release of LESSONS LEARNED FROM HURRICANE KATRINA: Preparing Your
Institution for a Catastrophic Event. The booklet relays financial institutions'
experiences and lessons learned in the aftermath of Hurricane Katrina
that other institutions may find helpful in considering their readiness
for a catastrophic event.
January 30, 2006
The Federal Financial Institutions Examination Council announced today
a new appointment to its State Liaison Committee. The Council has appointed
Mick Thompson, Oklahoma State Banking Commissioner, to fill the vacancy
created by the retirement of Richard C. Houseworth, Superintendent of
Banks for the Arizona State Banking Department.
January 13, 2006
The federal financial regulatory agencies today announced a public service
campaign to aid in the financial recovery of victims of last year’s
hurricanes.
November 30, 2005
The Board of Governors of the Federal Reserve System, the Federal Deposit
Insurance Corporation, the National Credit Union Administration, the Office
of the Comptroller of the Currency, and the Office of Thrift Supervision
(the agencies), and the Conference of State Bank Supervisors are encouraging
insured depository institutions to consider all reasonable and prudent
actions that could help meet the critical financial needs of their customers
and their communities affected by Hurricane Katrina.
October 12, 2005
The Federal Financial Institutions Examination Council (FFIEC) today released
updated guidance on the risks and risk management controls necessary to
authenticate the identity of customers accessing Internet-based financial
services. The guidance, Authentication in an Internet Banking Environment,
was issued to reflect the many significant legal and technological changes
with respect to the protection of customer information, increasing incidents
of identity theft and fraud, and the introduction of improved authentication
technologies and other risk mitigation strategies.
October 6,
2005
The Federal Financial Institutions Examination Council (FFIEC) member
agencies today announced the availability of additional supervisory guidance
on regulatory and reporting issues related to Hurricane Katrina and Hurricane
Rita.
September 19, 2005
The Federal Financial Institutions Examination Council (FFIEC) is announcing
the formation of an interagency working group to enhance the agencies'
coordination and communication on, and supervisory responses to, issues
facing the industry in the aftermath of Hurricane Katrina.
September 13, 2005
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data for the year 2004 regarding mortgage lending
transactions at 8,853 financial institutions covered by the Home Mortgage
Disclosure Act (HMDA) in metropolitan statistical areas throughout the
nation. The HMDA data made available today include disclosure statements
for each financial institution, aggregate data for each metropolitan statistical
area (MSA), nationwide summary statistics regarding lending patterns,
and the Loan Application Register (LAR) submitted by each institution
to its supervisory agency on March 1, 2005, modified for borrower privacy.
August 8, 2005
The federal banking and thrift agencies, along with the Financial Crimes
Enforcement Network (FinCEN), today announced registration details for
a live webcast of the Bank Secrecy Act/Anti-Money Laundering Examination
Manual outreach event in New York on August 22.
August 03, 2005
Four Federal Financial Institutions Examination Council (FFIEC) agencies--the
Board of Governors of the Federal Reserve System, the Federal Deposit
Insurance Corporation, the Office of the Comptroller of the Currency,
and the Office of Thrift Supervision--today announced the availability
of data on small business, small farm, and community development lending
reported by certain commercial banks and savings institutions, pursuant
to the Community Reinvestment Act (CRA).
July 28, 2005
The Federal Financial Institutions Examination Council (FFIEC) today announced
the release of its Bank Secrecy Act (BSA)/Anti-Money Laundering (AML)
Examination InfoBase (InfoBase), an automated tool for examiners and industry
that provides information on the FFIEC BSA/AML Examination Manual (Manual)
released on June 30, 2005.
June 30, 2005
The Federal Financial Institutions Examination Council (FFIEC) today released
the Bank Secrecy Act/Anti-Money Laundering Examination Manual (FFIEC BSA/AML
Examination Manual). The manual's release marks an important step forward
in the effort to ensure the consistent application of the Bank Secrecy
Act and related anti-money laundering regulations.
May 10, 2005
The Federal Financial Institutions Examination Council (FFIEC) today requested
comments on proposed guidance on the unsafe and unsound use of limitation
of liability provisions and certain alternative dispute resolution provisions
in external audit engagement letters.
March 9, 2005
The Federal Financial Institutions Examination Council (FFIEC) is pleased
to announce that Steven L. Antonakes was appointed as a member of the
State Liaison Committee to replace Helen Howell, former Commissioner of
Banks for Washington State.
December 2, 2004
The September 30, 2004 Uniform Bank Performance Report (UBPR) is now available
on line. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
October 21, 2004
The Federal Financial Institutions Examination Council (FFIEC) today published
guidance for examiners, financial institutions and technology service
providers on the acquisition and use of free and open source software
(FOSS).
October 12, 2004
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of an InfoBase for depository institutions that provides
information on consumer compliance aspects of the Check Clearing for the
21st Century Act (Check 21).
August 26, 2004
The Federal Financial Institutions Examination Council (FFIEC) today issued
revised guidance for examiners, financial institutions, and technology
service providers on two topics: information technology (IT) operations
and wholesale payment systems.
August 25, 2004
The June 30, 2004 Uniform Bank Performance Report (UBPR) is now available
on line. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
August 18, 2004
On June 7th, the FFIEC agencies requested comments on the proposed Interagency
Guidance on Overdraft Protection Programs (Guidance). This proposed Guidance
is intended to assist insured depository institutions in the responsible
disclosure and administration of overdraft protection services.
July 26, 2004
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data for the year 2003 regarding mortgage lending
transactions at 8,121 financial institutions covered by the Home Mortgage
Disclosure Act (HMDA) in metropolitan statistical areas throughout the
nation. These data include disclosure statements for each financial institution,
aggregate data for each metropolitan statistical area, and nationwide
summary statistics regarding lending patterns.
July 26, 2004
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data for the year 2003 on small business, small farm,
and community development lending reported by commercial banks and thrifts.
From the data reported, the FFIEC prepares a disclosure statement, in
electronic form, for each reporting commercial bank and savings association.
The FFIEC also prepares aggregate reports for each of the metropolitan
areas and each of the nonmetropolitan counties in the United States and
its territories.
July 15, 2004
The Federal Financial Institutions Examination Council (FFIEC) today issued
revised guidance for examiners, financial institutions, and technology
service providers on two topics: managing financial institutions' information
technology (IT) activities and outsourcing technology services.
June 30, 2004
The Federal Financial Institutions Examination Council (FFIEC) is pleased
to announce its State Liaison Committee's selection of Richard C. Houseworth
as their Chairman.
June 23, 2004
The Federal Financial Institutions Examination Council (FFIEC) is announcing
the formation of an interagency working group that will enhance coordination
of Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) training and awareness.
June 1, 2004
The March 31, 2004 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
May 27, 2004
The Federal Financial Institutions Examination Council (FFIEC) today issued
revised guidance for examiners, financial institutions, and technology
service providers on the development, acquisition, and maintenance of
information systems.
March 31, 2004
The Federal Financial Institutions Examination Council (FFIEC) today issued
revised guidance for examiners, financial institutions, and technology
service providers on the risks associated with retail payment systems.
March 1, 2004
The December 31, 2003 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
February 17, 2004
The federal bank regulatory agencies today announced the availability
of a web site that provides information on the Federal Financial Institutions
Examination Council's (FFIEC) Call Report Modernization initiative. The
FFIEC Call Report agencies (the Federal Reserve Board, the Federal Deposit
Insurance Corporation and the Office of the Comptroller of the Currency)
are building a central data repository (CDR) to modernize and streamline
how the agencies collect, process, and distribute bank financial data.
February 3, 2004
The Federal Financial Institutions Examination Council announced today
a new appointment to its State Liaison Committee. The Conference of State
Bank Supervisors appoints Ms. Helen Howell, Director, Washington Department
of Financial Institutions, to replace Mr. Thomas Curry, former Massachusetts
Commissioner of Banks.
December 2, 2003
The September 30, 2003 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
September 30, 2003
The Federal Financial Institutions Examination Council (FFIEC) today issued
revised guidance for examiners, financial institutions, and technology
service providers on electronic banking (e-banking), information technology
(IT) audit, and the FedLine electronic funds transfer application. The
guidance is contained in three booklets.
September 5, 2003
The June 30, 2003 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
August 1, 2003
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data for the year 2002 regarding mortgage lending
transactions at 7,631 financial institutions covered by the Home Mortgage
Disclosure Act (HMDA) in metropolitan areas throughout the nation. These
data include disclosure statements for each financial institution, aggregate
data for each metropolitan area, and nationwide summary statistics regarding
lending patterns.
July 31, 2003
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data for the year 2002 on small business, small farm,
and community development lending reported by commercial banks and thrifts.
From the data reported, the FFIEC prepares a disclosure statement, in
electronic form, for each reporting commercial bank and savings association.
The FFIEC also prepares aggregate reports for each of the metropolitan
areas and each of the nonmetropolitan counties in the United States and
its territories.
June 3, 2003
The March 31, 2003 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
May 20, 2003
The Federal Financial Institutions Examination Council (FFIEC) today issued
revised guidance for examiners and financial institutions on business
continuity planning. The FFIEC also issued guidance to examiners on the
supervision of technology service providers. The guidance is contained
in two booklets.
April 23, 2003
The Federal Financial Institutions Examination Council announced today
several appointments to its State Liaison Committee.
April 1, 2003
James E. Gilleran, Director of the Office of Thrift Supervision, has been
named Chairman of the Federal Financial Institutions Examination Council
(FFIEC) for a two-year term beginning April l.
March 28, 2003
Donald E. Powell, Chairman of the Federal Financial Institutions Examination
Council, announces the appointment of Tamara Wiseman as Executive Secretary
of the Council.
March 5, 2003
The December 31, 2002 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
January 29, 2003
The Federal Financial Institutions Examination Council today issued revised
guidance for examiners and financial institutions to use in identifying
information security risks and evaluating the adequacy of controls and
applicable risk management practices of financial institutions.
January 7, 2003
The Federal Financial Institutions Examination Council (Council) announced
today that the four federal banking agencies have decided not to proceed
with a proposal to collect data on subprime consumer lending programs
in the quarterly regulatory reports filed by banks and savings associations.
December 10, 2002
The September 30, 2002 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
September 5, 2002
The June 30, 2002 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
August 16, 2002
On August 8, 2002, the Agencies extended the deadline for review to September
23, 2002 for comment on their draft guidance on account management and
loss allowances for credit card lending. This extension was granted in
response to requests from industry representatives to provide affected
institutions and other interested parties additional time to review the
guidance and to submit comments to the Agencies.
August 8, 2002
The federal financial institution regulatory agencies announced Thursday
that they are extending the deadline, to September 23, for comment on
their draft guidance on account management and loss allowances for credit
card lending.
August 1, 2002
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data for the year 2001 on small business, small farm,
and community development lending reported by commercial banks and thrifts.
From the data reported, the FFIEC prepares a disclosure statement, in
electronic form, for each reporting commercial bank and savings association.
The FFIEC also prepares aggregate reports for each of the metropolitan
statistical areas and each of the nonmetropolitan counties in the United
States and its territories.
August 1, 2002
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data for the year 2001 regarding mortgage lending
transactions at 7,631 financial institutions covered by the Home Mortgage
Disclosure Act (HMDA) in metropolitan areas throughout the nation. These
data include disclosure statements for each financial institution, aggregate
data for each metropolitan area, and nationwide summary statistics regarding
lending patterns.
July 22, 2002
The Federal Financial Institutions Examination Council (FFIEC) today released
a draft on account management and loss allowance guidance for credit card
lending.
June 10, 2002
The March 31, 2002 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
March 15, 2002
The December 31, 2001 Uniform Bank Performance Report (UBPR) is now available
online. The online version of the UBPR includes 5 years of continuous
financial history that is restated quarterly to reflect call report amendments
and new analytical tools.
December 14, 2001
The September 30, 2001 Uniform Bank Performance Report (UBPR) now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale
to the public.
September 13, 2001
The June 30, 2001 Uniform Bank Performance Report (UBPR) now being distributed
to all insured commercial banks and Federal Deposit Insurance Corporation
- Insured Savings Banks (FDIC-ISB) is now available for sale to the public.
August 8, 2001
The Federal Financial Institutions Examination Council (FFIEC) today released
guidance on the risks and risk management controls necessary to authenticate
the identity of customers accessing electronic financial services.
July 27, 2001
The March 31, 2001 Uniform Bank Performance Report (UBPR) now being distributed
to all insured commercial banks and Federal Deposit Insurance Corporation
- Insured Savings Banks (FDIC-ISB) is now available for sale to the public.
July 26, 2001
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data on small business, small farm, and community
development lending reported by commercial banks and thrifts. From the
data reported, the FFIEC prepares a disclosure statement, in electronic
form, for each reporting commercial bank and savings association. The
FFIEC also prepares aggregate reports for each of the metropolitan statistical
areas and each of the nonmetropolitan counties in the United States and
its territories.
July 26, 2001
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data for the year 2000 regarding mortgage lending
transactions at 7,713 financial institutions covered by the Home Mortgage
Disclosure Act (HMDA) in metropolitan statistical areas (MSAs) throughout
the nation. These data include disclosure statements for each financial
institution, aggregate data for each metropolitan area, and nationwide
summary statistics regarding lending patterns.
July 6, 2001
The Federal Financial Institutions Examination Council today issued a
Policy Statement on Allowance for Loan and Lease Losses (ALLL) Methodologies
and Documentation for Banks and Savings Institutions.
May 2, 2001
The State Liaison Committee of the Federal Financial Institutions Examination
Council has elected Nicholas J. Ketcha Jr. as its Chairman for the term
beginning May 1, 2001 and expiring April 30, 2002.
April 17, 2001
Donna A. Tanoue, Chairman of the Federal Deposit Insurance Corporation,
was elected Chairman of the Federal Financial Institutions Examination
Council for a two-year term beginning April 1.
April 2, 2001
The Federal Financial Institutions Examination Council (FFIEC) announces
the location and date for its 2001 Risk Management Planning Seminar.
March 9, 2001
The December 31, 2000 Uniform Bank Performance Report (UBPR) which is
being distributed to all insured commercial banks and Federal Deposit
Insurance Corporation - Insured Savings Banks (FDIC-ISB) is now available
for sale to the public.
February 28, 2001
The Federal Financial Institutions Examination Council (FFIEC) issued
a statement today regarding a major revision of Article 9 of the Uniform
Commercial Code (UCC) and its effect on financial institutions.
January 29, 2001
The Federal Financial Institutions Examination Council (FFIEC) today announced
the publication of "A Guide to CRA Data Collection and Reporting" (the
CRA Data Guide) on the FFIEC's website. (www.ffiec.gov/cra).
December 15, 2000
The September 30, 2000 Uniform Bank Performance Report (UBPR) now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale
to the public.
November 28, 2000
The Federal Financial Institutions Examination Council issued guidance
today on financial institutions' management of risk arising from technology
services supplied by outside firms.
November 2, 2000
The Federal Financial Institutions Examination Council (FFIEC) today announced
that it has approved revisions to the reporting requirements for the Reports
of Condition and Income (Call Report) for 2001.
September 19, 2000
The June 30, 2000 Uniform Bank Performance Report (UBPR) now being distributed
to all insured commercial banks and Federal Deposit Insurance Corporation
- Insured Savings Banks (FDIC-ISB) is now available for sale to the public.
September 7, 2000
The Federal Deposit Insurance Corporation, Federal Reserve Board, Office
of the Comptroller of the Currency and Office of Thrift Supervision are
jointly requesting comment on a proposed Policy Statement on Allowance
for Loan and Lease Losses (ALLL) Methodologies and Documentation for Banks
and Savings Institutions.
August 11, 2000
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data on small business, small farm, and community
development lending reported by commercial banks and savings associations
(including savings banks and savings and loan associations) under the
Community Reinvestment Act regulations.
August 08, 2000
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data about 1999 mortgage lending activity in metropolitan
statistical areas (MSAs) and rural areas throughout the nation and also
released nationwide summary statistics regarding lending patterns.
July 19, 2000
The Federal Financial Institutions Examination Council (FFIEC) announced
today the availability of data on 1999 mortgage lending transactions at
individual lenders in metropolitan statistical areas (MSAs) throughout
the nation. These data, in the form of disclosure statements, are available
from the 7,833 lenders covered by the Home Mortgage Disclosure Act (HMDA).
June 15, 2000
The FFIEC announces the distribution of the March 31, 2000 Uniform Bank
Performance Report (UBPR) now being distributed to all insured commercial
banks and Federal Deposit Insurance Corporation - Insured Savings Banks
(FDIC-ISB) is now available for sale to the public.
June 12, 2000
Federal bank and thrift regulators today issued a revised policy to guide
institutions when they classify or write off delinquent retail loans and
lines of credit.
May 30, 2000
The State Liaison Committee of the Federal Financial Institutions Examination
Council has re-elected G. Edward Leary as its Chairman for the term beginning
May 1, 2000 and expiring April 30, 200l.
May 01, 2000
The FFIEC announced that Uniform Bank Performance Reports (UBPR) are now
available in electronic format through the FFIEC website at www.ffiec.gov
in the Information Services section. The financial information available
spans 5 years and includes 20 consecutive quarters of data.
April 19, 2000
The Federal Financial Institutions Examination Council announced today
the appointments of Nicholas J. Ketcha Jr., Director of the Division of
Banking in the New Jersey Department of Banking and Insurance, and Steven
D. Bridges, Commissioner of the Department of Banking and Finance for
the State of Georgia, to the Council's State Liaison Committee.
March 21, 2000
Through the Federal Financial Institutions Examination Council (FFIEC),
Bank, thrift, and credit union regulators issued today a Year
2000 Lessons Learned document discussing lessons learned from the
preparation for the Year 2000 date change, and urged financial institutions
to incorporate the knowledge gained from that experience into future project
and technology risk management.
March 10, 2000
The FFIEC announces the distribution of the December 31, 1999, Uniform
Bank Performance Report (UBPR) to all insured commercial banks and Federal
Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and
its availability for sale to the public.
March 3, 2000
The Federal Financial Institutions Examination Council (FFIEC) announces
the location and date for its 2000 Risk Management Planning Seminar.
January 18, 2000
Federal banking agencies today issued an
advisory letter about the practice of some financial institutions
not reporting customer credit lines or high credit balances to credit
bureaus.
January
01, 2000
On the first day of the Year 2000, the nation's banks, thrifts and credit
unions are conducting business as usual, federal regulators said. No significant
disruptions resulting from the century date change have been detected,
the regulators added.
December 10, 1999
The September 30, 1999, Uniform Bank Performance Report (UBPR) is now
being distributed to all insured commercial banks and Federal Deposit
Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available
for sale to the public. For the most part the formats for the commercial
banks and the FDIC-ISB are identical, however, the FDIC-ISB have their
own unique UBPR peer groupings.
November 19, 1999
The Federal Financial Institutions Examination Council (FFIEC) today issued
an advisory to financial institutions concerning information
security precautions during the century rollover period. Today's statement
serves as a reminder of the FFIEC's previously issued guidance regarding
the importance of maintaining an effective security program.
September 15, 1999
The June 30, 1999, Uniform Bank Performance Report (UBPR) is now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale
to the public. For the most part the formats for the commercial banks
and the FDIC-ISBs are identical, however, the FDIC-ISB has their own unique
UBPR peer groupings.
August 02, 1999
Federal bank, thrift, and credit union regulators announced today that
99% of federally insured financial institutions have completed testing
of critical systems for Year 2000 readiness.
July 29, 1999
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data about 1998 mortgage lending activity in metropolitan
areas and released analyses of nationwide summary statistics regarding
lending patterns. The nationwide summary statistics are attached to this
release; the following provides a general overview.
July 29, 1999
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data on small business, small farm, and community
development lending reported by commercial banks and savings associations
(including savings banks and savings and loan associations) under the
Community Reinvestment Act regulations.
July 16, 1999
The Federal Financial Institutions Examination Council (FFIEC) announced
today the availability of data on 1998 mortgage lending transactions at
individual institutions in metropolitan areas throughout the nation. These
data, in the form of disclosure statements, are available from the 7,837
lenders covered by the Home Mortgage Disclosure Act (HMDA).
July 15, 1999
The Federal Financial Institutions Examination Council (FFIEC) announced
today the release of a new CD-ROM software product, the 1999 FFIEC Census
Data CD-ROM, designed to help banks and thrifts comply with the Community
Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA).
July 6, 1999
The Federal Financial Institutions Examination Council (FFIEC) today issued
guidance urging financial institutions to review their fraud prevention
programs to ensure that they are protecting themselves and their customers
from Year-2000 related fraud.
June 14, 1999
The Federal Financial Institutions Examination Council (FFIEC) announces
the location and date for its 1999 Risk Management Planning seminar.
June 11, 1999
The March 31, 1999, Uniform Bank Performance Report (UBPR) is now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale
to the public. For the most part the formats for the commercial banks
and the FDIC-ISBs are identical, however, the FDIC-ISB has their own unique
UBPR peer groupings.
May 26, 1999
The State Liaison Committee of the Federal Financial Institutions Examination
Council has elected G. Edward Leary as its Chairman. Mr. Leary is the
Commissioner of the Department of Financial Institutions for the State
of Utah with supervisory responsibility over banks, credit unions, industrial
loan corporations, savings & loans, trust companies, depository institution
holding companies, money transmitters, loan production offices, independent
escrow agents, residential mortgage lenders, brokers and servicers.
May 6, 1999
The Federal Financial Institutions Examination Council (FFIEC) today issued
additional answers to three frequently asked questions on Year 2000 contingency
planning. The FFIEC Q&A on Contingency Planning clarifies expectations
concerning the completion of the validation phase of business resumption
contingency planning by June 30, 1999, documentation requirements, and
the role of "event planning" in the development of business
resumption contingency plans.
May 3, 1999
The Federal Financial Institutions Examination Council (FFIEC) today announced
the release of "Interagency Community Reinvestment Act Questions
and Answers." The document, which is published in today's Federal
Register, is available on the FFIEC's web site at: http://www.ffiec.gov/cra/qnadoc.htm.
April 30, 1999
The Federal Financial Institutions Examination Council announced today
the appointment by the National Association of State Credit Union Supervisors
of James E. Forney, Iowa Superintendent of Credit Unions, to the Council's
State Liaison Committee. He will replace Idaho Director of Finance Gavin
M. Gee, whose terms has expired. Director Gee has served continuously
since 1993. The Council is also announcing that the American Council of
State Savings Supervisors has re-appointed Texas Savings and Loan Commissioner
James L. Pledger to a second two-year term.
March 19, 1999
The December 31, 1998, Uniform Bank Performance Report (UBPR) is now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale
to the public. For the most part the formats for the commercial banks
and the FDIC-ISBs are identical, however, the FDIC-ISB has their own unique
UBPR peer groupings.
February 17, 1999
The Federal Financial Institutions Examination Council (FFIEC) today issued
guidance to assist financial institutions with customer communications
on the Year 2000. The Year 2000 Customer Communications Outline attached
to the press release addresses key elements that a financial institution
may wish to incorporate into its customer communication statements.
February 10, 1999
Federal financial institution regulators today announced they have updated
and expanded policies for classifying delinquent retail credits. The Uniform
Retail Credit Classification and Account Management Policy published in
today's Federal Register updates and expands the classification policy
for retail credit loans that was issued in 1980.
January 5, 1999
The Federal Financial Institutions Examination Council (FFIEC) today announced
the release of core Interagency Fair Lending
Examination Procedures (with Appendix
) which establish a uniform set of procedures
to be used by each of the FFIEC member agencies in their examinations
for compliance with the broad, nondiscriminatory requirements of the Equal
Credit Opportunity Act and the Fair Housing Act.
December 18, 1998
The September 30, 1998 Uniform Bank Performance Report (UBPR) is now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale
to the public. For the most part the formats for the commercial banks
and the FDIC-ISB's are identical; however, the FDIC-ISB has their own
unique UBPR peer groupings.
December 11, 1998
The Federal Financial Institutions Examination Council (FFIEC) today issued
answers to frequently asked questions on Year 2000 contingency planning.
The FFIEC Q&A on Contingency Planning document clarifies expectations
for completing remediation and business resumption contingency plans and
it supplements previous FFIEC Year 2000 guidance.
December 7, 1998
Acting Comptroller of the Currency Julie L. Williams, Chairman of the
Federal Financial Institutions Examination Council, announced today the
appointment of Keith J. Todd as Executive Secretary of the Council. Mr.
Todd most recently served as the Council's Assistant Executive Secretary.
November 5, 1998
The Federal Financial Institutions Examination Council announced today
that its Washington, DC office will be relocating effective November 9th,
1998.
October 7, 1998
The Task Force on Supervision, acting under delegated authority from the
Federal Financial Institutions Examination Council (FFIEC), announced
today that it has approved an updated Uniform Interagency Trust Rating
System (UITRS), and is recommending that FFIEC member agencies adopt and
implement the updated rating system effective January 1, 1999.
September 23, 1998
The June 30, 1998 Uniform Bank Performance Report (UBPR) is now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale
to the public. For the most part the formats for the commercial banks
and the FDIC-ISB's are identical, however, the FDIC-ISB has their own
unique UBPR peer groupings.
August 31, 1998
The Federal Financial Institutions Examination Council (FFIEC) today issued
Guidance on the Year 2000 that addresses commonly asked questions of concern
to financial institutions and their service providers and software vendors.
(Questions and Answers Concerning FFIEC Year 2000 Policy)
August 28, 1998
The FFIEC has added a new CRA Rating Search function to its Internet site
http://www.ffiec.gov/craratings/default.aspx.
August 24, 1998
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data on small business, small farm, and community
development lending reported by commercial banks and savings associations
(including savings banks and savings and loan associations) pursuant to
the Community Reinvestment Act (CRA).
August 6, 1998
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data about 1997 mortgage lending activity in metropolitan
areas and released analyses of nationwide summary statistics regarding
lending patterns.
August 3, 1998
The Federal Financial Institutions Examination Council (FFIEC) announces
the location and date for its 1998 Risk Management Planning seminar.
July 15, 1998
The Federal Financial Institutions Examination Council (FFIEC) has issued
industry guidance on the consumer regulatory implications of emerging
electronic banking technologies.
July 14, 1998
The Federal Financial Institutions Examination Council (FFIEC) announced
today the availability of data on 1997 mortgage lending transactions at
individual institutions in metropolitan areas throughout the nation. These
data, in the form of disclosure statements, are available from the 7,925
lenders covered by the Home Mortgage Disclosure Act (HMDA).
July 8, 1998
The Federal Financial Institutions Examination Council's Task Force on
Supervision today issued an updated work program for conducting Year 2000
examinations in all Federally supervised banks, savings associations and
credit unions, as well as service providers and certain software vendors
supporting these financial institutions.
July 6, 1998
Federal bank regulators today issued proposals for retail credit classification
policies and asked for public comments on two time-frame options for classifying
retail loans. The policies would guide banks and bank regulators in classifying
a consumer loan that is not being repaid under its original terms.
July 6, 1998
The Federal Financial Institutions Examination Council (FFIEC) issued
a customer brochure on the Year 2000 date change. The brochure, entitled
The Year 2000 Date Change, answers eight commonly asked questions
concerning the effect of the Year 2000 date change. The brochure is also
available on the Internet site of the Federal Financial Institutions Examination
Council and the Federal Deposit Insurance Corporation.
June 12, 1998
The March 31, 1998 Uniform Bank Performance Report (UBPR) is now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale
to the public. For the most part the formats for the commercial banks
and the FDIC-ISB's are identical, however, the FDIC-ISB has their own
unique UBPR peer groupings.
June 1, 1998
The State Liaison Committee of the Federal Financial Institutions Examination
Council has elected Thomas J. Curry as its Chairman. Mr. Curry is the
Massachusetts Commissioner of Banks with supervisory responsibility over
state-chartered trust companies, savings banks, cooperative banks, credit
unions, and credit licensees.
May 1, 1998
The Federal Financial Institutions Examination Council announced today
the appointment of Bill C. Houston, Tennessee Commissioner of Financial
Institutions, and the re-appointment of Thomas J. Curry, Massachusetts
Commissioner of Banks, to the Council's State Liaison Committee.
April 23, 1998
Today, federal depository institution regulatory agencies, acting jointly
through the Federal Financial Institutions Examination Council (FFIEC),
published the Supervisory Policy Statement on
Investment Securities and End-User Derivatives Activities (1998 Statement).
The 1998 Statement provides guidance on sound practices for managing the
risks of investment activities, with a particular emphasis on market risk
(primarily interest rate risk).
April 10, 1998
The Federal Financial Institutions Examination Council (FFIEC) today issued
guidance for financial institutions on testing for Year 2000 readiness.
March 17, 1998
The Federal Financial Institutions Examination Council (FFIEC) today issued
additional guidance for financial institutions on risks they face due
to the Year 2000 date change -- risk from service providers and software
vendors and from institutions' customers. Today's guidance follows previous
FFIEC Year 2000 statements on project management and business risk.
March 13, 1998
The December 31, 1997 Uniform Bank Performance Report (UBPR) is now being
distributed to all insured commercial banks and Federal Deposit Insurance
Corporation - Insured Savings Banks (FDIC-ISB) and, is available for sale
to the public.
February 12, 1998
The Federal Financial Institution Examination Council (FFIEC) has made
available the Community Reinvestment Act (CRA) Aggregate Reports for 1996
through its world wide web site. This web site allows the public to retrieve
and print aggregated small business and small farm loan data, and data
on community development lending for an entire MSA or non-MSA area.
December 17, 1997
The Federal Financial Institutions Examination Council (FFIEC) issues
guidance on Year 2000 business enterprise risk.
December 12, 1997
The Uniform Bank Performance Report (UBPR) by the Federal Financial Institutions
Examination Council (FFIEC). It is now being distributed to all insured
commercial banks and Federal Deposit Insurance Corporation - Insured Savings
Banks (FDIC-ISB) and, is available for sale to the public.
October 22, 1997
The Federal Financial Institutions Examination Council (FFIEC) announces
the locations and dates for its 1998 Risk Management Planning Seminars.
October 16, 1997
The Federal Financial Institutions Examination Council (FFIEC) announced
today it will hold a one-day conference to examine the current regulatory
capital framework in today’s evolving financial services environment.
The conference is scheduled for December 12, 1997, in Washington, D.C.
October 6, 1997
The Federal Financial Institutions Examination Council (FFIEC) today announced
an update of "Interagency Questions and Answers Regarding Community
Reinvestment," its comprehensive interpretive document on the Community
Reinvestment Act (CRA).
October 3, 1997
Today, federal depository institution regulatory agencies published for
industry comment, proposed revisions to their supervisory guidelines for
investment securities and end-user derivatives activities. The regulators,
acting jointly through the Federal Financial Institutions Examination
Council (FFIEC), are seeking comment on a set of sound practices that
focus on the risk management of investment activities, with a particular
emphasis on market risk (primarily interest rate risk).
September 30, 1997
The Federal Financial Institutions Examination Council (FFIEC) today announced
the availability of data on small business, small farm, and community
development lending reported by large commercial banks and savings associations
(savings banks and savings and loan associations) subject to the Community
Reinvestment Act (CRA).
August 4, 1997
The Federal Financial Institutions Examination Council (FFIEC) today announced
the release of analyses of nationwide summary statistics regarding lending
patterns on 1996 mortgage lending activity in metropolitan areas. The
data reflect lending activity for more than 9,300 institutions covered
by the Home Mortgage Disclosure Act (HMDA) that reported data to member
agencies of the FFIEC.
July 03, 1997
The Federal Financial Institutions Examination Council (FFIEC) announced
today the availability of data on 1996 mortgage lending transactions at
individual institutions in metropolitan areas throughout the nation. These
data, in the form of disclosure statements, are available from the more
than 9,300 lenders covered by the Home Mortgage Disclosure Act (HMDA).
May 15, 1997
The Federal Financial Institutions Examination Council (FFIEC) announces
the location and date for its final 1997 Risk Management Planning Seminar.
May 5, 1997
The Federal Financial Institutions Examination Council's Task Force on
Supervision today issued an Interagency Statement for the banking industry
and federal examiners, intended to focus their attention on the critical
issues financial institutions need to address quickly to resolve Year
2000 computer problems and avoid major service disruptions.
September 19, 1996
The Federal Financial Institutions Examination Council (FFIEC) is pleased
to announce the publication of the 1996 FFIEC Information Systems Examination
Handbook (Handbook). This interagency publication was sponsored by
the Board
of Governors of the Federal Reserve System, Federal
Deposit Insurance Corporation, National
Credit Union Administration, Office
of the Comptroller of the Currency, and the Office
of Thrift Supervision.