What's New

Major changes or additions to HMDA for 2014 (most recent first):

December 31, 2014

--The 2015 HMDA Data Entry Software is now available.

December 30, 2014

--Asset-size exemption threshold for depository institutions increased to $44 million for CY 2015.

--The 2015 Informational Guide Letter is now available.

December 19, 2014

--2013 PMIC Data is now available.

December 3, 2014

--2015 Edits and 2015 File Specifications are now available.

December 1, 2014

--The FFIEC releases a new HMDA and CRA Geocoding System to provide enhanced mapping features and more precise geocodes. For assistance using the new geocoding system, please reference the geocoderís Help function.

September 22, 2014

--Press Release announces the availability of 2013 HMDA data.

July 28, 2014

--The 2014 HMDA Data Entry Software Release 2 is now available.

July 25, 2014

--The CFPB proposed changes to Regulation C, which implements HMDA. The CFPB invites the public to comment on the proposed rule. The comment period for the proposed changes has been extended to October 29, 2014. Read the press release or the proposal to learn more.

July 3, 2014

--The 2014 Geocoding System has been updated with the 2014 Census demographic data based on the 2006-2010 five year estimate American Community Survey (ACS).

July 1, 2014

--The 2014 Census Data Products have been released.

June 16, 2014

--The Consumer Financial Protection Bureau (CFPB) published revisions to the Home Ownership and Equity Protection Act (HOEPA) Rule that expanded HOEPA coverage. The 2014 HMDA Edits were updated to comply with the HOEPA rules and will be incorporated into an updated version of the 2014 HMDA Data Entry Software (DES). Please review the HOEPA Information Letter (PDF) for guidance and instruction.

February 10, 2014

-- CFPB updates online HMDA tools. Explore the data with custom filters, summary tables, and data downloads.

January 15, 2014

-- The FFIEC Geocoding System has been updated for 2014 with the new MSA definitions released by the Office of Management and Budget (OMB) in February 2013.

January 10, 2014

-- The 2014 CRA/HMDA Reporter Newsletter is now available. It includes helpful information on collecting accurate HMDA and CRA data. In addition, guidance is given on successfully completing your data submission.

Archives of major changes or additions to the FFIEC website: