HMDA Flat Files

TS & MSA Info

2016	2015	2014
TS Records	TS Records	TS Records
MSA Description	MSA Description	MSA Description
MSA Office	MSA Office	MSA Office
Reporter Panel*	Reporter Panel*	Reporter Panel*

LAR

2016	2015	2014
ALL	ALL	ALL
By Agency	By Agency	By Agency
By MSA	By MSA	By MSA

File Formats & Documentation (PDFs)

2016	2015	2014
Code Sheet	Code Sheet	Code Sheet
Inst. Record Format	Inst. Record Format	Inst. Record Format
LAR Record Format	LAR Record Format	LAR Record Format
MSA Office	MSA Office	MSA Office
Reporter Panel	Reporter Panel	Reporter Panel

HMDA flat files for 1981-2013 are available through National Archives.

*Reporter Panel

The reporter panel is the universe of all institutions that reported under HMDA. The Reporter Panel information is taken from the database at the same time that the final aggregate and disclosure reports are prepared for the institutions and the public. The panel data is a fixed flat file (ReporterPanel.dat). From 1997 through 2006 the fixed flat file (ReporterPanel.dat) contains all panel data except the parent information (where appropriate) and is included on the HMDA LAR & TS Raw Data CD-ROMs. If you download the LAR & TS Raw Data Windows Application from years 2007 through 2015, the reporter panel can be found in a subdirectory called ReporterPanel within the application directory.