Press Releases
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Federal Financial Institutions Examination Council
Press Release
For Immediate Release August 28, 1998



The FFIEC has added a new CRA Rating Search function to its Internet site ( This web site provides electronic access to the latest CRA ratings of financial institutions regulated by the Federal Reserve, The Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision and allows consumers, researchers, community groups, and others to perform queries against a population of CRA ratings from all four regulatory agencies. The database contains CRA ratings for all examinations dating back to July 1, 1990 and will be updated quarterly with recent examination ratings.

The Community Reinvestment Act (CRA) requires the federal banking and thrift regulators, in connection with their examinations of certain depository institutions, to assess the institutions CRA performance. A financial institutions performance is evaluated in the context of information about the institution (financial conditions and business strategies), its community (demographic and economic data), and its competitors. Upon completion of a CRA examination, an overall CRA rating is assigned using a four-tiered rating system (Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance).

The FFIEC Interagency CRA Rating Search allows the user to search CRA Rating, Regulatory Agency ID Number, Bank Name, Regulatory Agency, City, State, Examination Method, Examination Period, and Asset Range. The results of the search can be customized via on-screen selection of fields to display, and by sort order. Links to the individual agency web also provided.