The FFIEC Census flat files are a convenient method of accessing and analyzing the FFIEC census data that are used to create the HMDA and CRA Aggregate and Disclosure Reports. They contain over 1,000 fields of census data and are updated annually to reflect changes to MSA/MD boundaries announced by the Office of Management and Budget (OMB) and CRA Distressed/Underserved Census Tracts as announced by the Federal banking regulatory agencies.
For years prior to 2019, these files are also included as part of a Windows application. The Windows application allows users to generate reports that can be exported in Excel, PDF, and text formats. From 2019 on, the user must download the flat files to generate their own reports.
For 2022, the FFIEC plans to release the various FFIEC Census products in three parts as the data become available. The first release was March 30, 2022; a second release is planned for the summer of 2022; and a final release is expected in 2023 after the Demographic and Housing Characteristics (DHC) files are released by Census.