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Changes for Current (2019) Census File | Changes for (2018) Census File | Changes for (2017) Census File | Census Demographic Information | Census Income Information | Census Population Information | Census Housing Information
MSA Changes:- The following updates announced by the Office of Management and Budget (OMB) on September, 2018 will be included in the 2019 FFIEC Census File:
a. New Metropolitan Statistical Area: Poughkeepsie-Newburgh-Middletown, NY (MSA 39100, consisting of Dutchess County (027), Orange County (071)).
b. New Metropolitan Statistical Area: Yauco, PR (MSA 49500, consisting of Guánica Municipio (055), Guayanilla Municipio (059), Peñuelas Municipio (111), Yauco Municipio (153)).
c. Name/Code Change: Dayton, OH (19380) changed to Dayton-Kettering, OH (19430) (MSA 19430, consisting of Greene County (057), Miami County (109), Montgomery County (113)).
d. Name/Code Change: Prescott, AZ (39140) changed to Prescott Valley-Prescott, AZ (39150) (MSA 31950, consisting of Yavapai County (025)).
e. Name Change: Albany, OR changed to Albany-Lebanon, OR (MSA 10540, consisting of Linn County).
f. Name Change: Anniston-Oxford-Jacksonville, AL changed to Anniston-Oxford, AL (MSA 11500, consisting of Calhoun County).
g. Name Change: Atlanta-Sandy Springs-Roswell, GA changed to Atlanta-Sandy Springs-Alpharetta, GA (MSA 12060, consisting of Barrow County, Bartow County, Butts County, Carroll County, Cherokee County, Clayton County, Cobb County, Coweta County, Dawson County, DeKalb County, Douglas County, Fayette County, Forsyth County, Fulton County, Gwinnett County, Haralson County, Heard County, Henry County, Jasper County, Lamar County, Meriwether County, Morgan County, Newton County, Paulding County, Pickens County, Pike County, Rockdale County, Spalding County, Walton County).
h. Name Change: Austin-Round Rock, TX changed to Austin-Round Rock-Georgetown, TX (MSA 12420, consisting of Bastrop County, Caldwell County, Hays County, Travis County, Williamson County).
i. Name Change: Bend-Redmond, OR changed to Bend, OR (MSA 13460, consisting of Deschutes County).
j. Name Change: Blacksburg-Christiansburg-Radford, VA changed to Blacksburg-Christiansburg, VA (MSA 13980, consisting of Christiansburg Giles County, Montgomery County, Pulaski County, Radford city).
k. Name Change: Bremerton-Silverdale, WA changed to Bremerton-Silverdale-Port Orchard, WA (MSA 14740, consisting of Kitsap County).
l. Name Change: Buffalo-Cheektowaga-Niagara Falls, NY changed to Buffalo-Cheektowaga, NY (MSA 15380, consisting of Erie County, Niagara County).
m. Name Change: Eugene, OR changed to Eugene-Springfield, OR (MSA 21660, consisting of Lane County).
n. Name Change: Fayetteville-Springdale-Rogers, AR-MO changed to Fayetteville-Springdale-Rogers, AR (MSA 22220, consisting of Benton County, Madison County, Washington County).
o. Name Change: Grand Rapids-Wyoming, MI changed to Grand Rapids-Kentwood, MI (MSA 24340, consisting of Ionia County, Kent County, Montcalm County, Ottawa County).
p. Name Change: Greenville-Anderson-Mauldin, SC changed to Greenville-Anderson, SC (MSA 24860, consisting of Anderson County, Greenville County, Laurens County, Pickens County).
q. Name Change: Gulfport-Biloxi-Pascagoula, MS changed to Gulfport-Biloxi, MS (MSA 25060, consisting of Hancock County, Harrison County, Jackson County, Stone County).
r. Name Change: Hartford-West Hartford-East Hartford, CT changed to Hartford-East Hartford-Middletown, CT (MSA 25540, consisting of Hartford County, Middlesex County, Tolland County).
s. Name Change: Hilton Head Island-Bluffton-Beaufort, SC changed to Hilton Head Island-Bluffton, SC (MSA 25940, consisting of Beaufort County, Jasper County).
t. Name Change: Kingsport-Bristol-Bristol, TN-VA changed to Kingsport-Bristol, TN-VA (MSA 28700, consisting of Hawkins County, TN; Sullivan County, TN; Scott County, VA; Washington County, VA; Bristol city, VA).
u. Name Change: Mankato-North Mankato, MN changed to Mankato, MN (MSA 31860, consisting of Blue Earth County, Nicollet County).
v. Name Change: Milwaukee-Waukesha-West Allis, WI changed to Milwaukee-Waukesha, WI (MSA 33340, consisting of Milwaukee County, Ozaukee County, Washington County, Waukesha County).
w. Name Change: Naples-Immokalee-Marco Island, FL changed to Naples-Marco Island, FL (MSA 34940, consisting of Collier County).
x. Name Change: Niles-Benton Harbor, MI changed to Niles, MI (MSA 35660, consisting of Berrien County).
y. Name Change: Olympia-Tumwater, WA changed to Olympia-Lacey-Tumwater, WA (MSA 36500, consisting of Thurston County).
z. Name Change: Phoenix-Mesa-Scottsdale, AZ changed to Phoenix-Mesa-Chandler, AZ (MSA 38060, consisting of Maricopa County, Pinal County).
aa. Name Change: Raleigh, NC changed to Raleigh-Cary, NC (MSA 39580, consisting of Franklin County, Johnston County, Wake County).
bb. Name Change: Sacramento--Roseville--Arden-Arcade, CA changed to Sacramento-Roseville-Folsom, CA (MSA 40900, consisting of El Dorado County, Placer County, Sacramento County, Yolo County).
cc. Name Change: San Diego-Carlsbad, CA changed to San Diego-Chula Vista-Carlsbad, CA (MSA 41740, consisting of San Diego County).
dd. Name Change: San Juan-Carolina-Caguas, PR changed to San Juan-Bayamón-Caguas, PR (MSA 41980, consisting of Aguas Buenas Municipio, Aibonito Municipio, Barceloneta Municipio, Barranquitas Municipio, Bayamón Municipio, Caguas Municipio, Canóvanas Municipio, Carolina Municipio, Cataño Municipio, Cayey Municipio, Ceiba Municipio, Ciales Municipio, Cidra Municipio, Comerío Municipio, Corozal Municipio, Dorado Municipio, Fajardo Municipio, Florida Municipio, Guaynabo Municipio, Gurabo Municipio, Humacao Municipio, Juncos Municipio, Las Piedras Municipio, Loíza Municipio, Luquillo Municipio, Manatí Municipio, Maunabo Municipio, Morovis Municipio, Naguabo Municipio, Naranjito Municipio, Orocovis Municipio, Río Grande Municipio, San Juan Municipio, San Lorenzo Municipio, Toa Alta Municipio, Toa Baja Municipio, Trujillo Alto Municipio, Vega Alta Municipio, Vega Baja Municipio, Yabucoa Municipio).
ee. Name Change: San Luis Obispo-Paso Robles-Arroyo Grande, CA changed to San Luis Obispo-Paso Robles, CA (MSA 42020, consisting of San Luis Obispo County).
ff. Name Change: Santa Rosa, CA changed to Santa Rosa-Petaluma, CA (MSA 42220, consisting of Sonoma County).
gg. Name Change: Scranton--Wilkes-Barre--Hazleton, PA changed to Scranton--Wilkes-Barre, PA (MSA 42540, consisting of Lackawanna County, Luzerne County, Wyoming County).
hh. Name Change: Sebring, FL changed to Sebring-Avon Park, FL (MSA 42700, consisting of Highlands County).
ii. Name Change: Staunton-Waynesboro, VA changed to Staunton, VA (MSA 44420, consisting of Augusta County, Staunton city, Waynesboro city).
jj. Name Change: Stockton-Lodi, CA changed to Stockton, CA (MSA 44700, consisting of San Joaquin County).
kk. Name Change: Trenton, NJ changed to Trenton-Princeton, NJ (MSA 45940, consisting of Mercer County).
ll. Name Change: Vallejo-Fairfield, CA changed to Vallejo, CA (MSA 46700, consisting of Solano County).
mm. Name Change: Visalia-Porterville, CA changed to Visalia, CA (MSA 47300, consisting of Tulare County).
nn. Name Change: Wausau, WI changed to Wausau-Weston, WI (MSA 48140, consisting of Lincoln County, Marathon County).
MD Changes:
a. New Metropolitan Division: Frederick-Gaithersburg-Rockville, MD (MD 23224, consisting of Frederick County, Montgomery County).
b. New Metropolitan Division: New Brunswick-Lakewood, NJ (MD 35154, consisting of Middlesex County, Monmouth County, Ocean County, Somerset County).
c. Remove Metropolitan Division: Dutchess County-Putnam County, NY (MD 20524, consisting of Dutchess County, Putnam County).
d. Remove Metropolitan Division: Silver Spring-Frederick-Rockville, MD (MD 43524, consisting of Frederick County, Montgomery County).
e. Name/Code Change: Chicago-Naperville-Arlington Heights, IL (16974) changed to Chicago-Naperville-Evanston, IL (16984) (MD 16984, consisting of Cook County, DuPage County, Grundy County, Kendall County, McHenry County, Will County).
f. Name Change: Fort Lauderdale-Pompano Beach-Deerfield Beach, FL changed to Fort Lauderdale-Pompano Beach-Sunrise, FL (MD 22744, consisting of Broward County).
g. Name Change: Fort Worth-Arlington, TX, changed to Fort Worth-Arlington-Grapevine, TX (MD 23104, consisting of Johnson County, Parker County, Tarrant County, Wise County).
h. Name Change: Oakland-Hayward-Berkeley, CA changed to Oakland-Berkeley-Livermore, CA (MD 36084, consisting of Alameda County, Contra Costa County).
i. Name Change: San Francisco-Redwood City-South San Francisco, CA changed to San Francisco-San Mateo-Redwood City, CA (MD 41884, consisting of San Francisco County, San Mateo County).
j. Name Change: Seattle-Bellevue-Everett, WA changed to Seattle-Bellevue-Kent, WA (MD 42644, consisting of King County, Snohomish County).
k. Name Change: West Palm Beach-Boca Raton-Delray Beach, FL changed to West Palm Beach-Boca Raton-Boynton Beach, FL (MD 48424, consisting of Palm Beach County).
1. MSA Changes- The following updates announced by the https://www.whitehouse.gov/omb/bulletins/ will be included in the 2018 FFIEC Census File:
a. New Metropolitan Statistical Area: Twin Falls, Idaho (MSA 46300, consisting of Twin Falls Jerome County, code 053, and Twin Falls County, code 083).
2. For Fiscal Year (FY) 2018, HUD has adopted the new Metropolitan Statistical Area/Metropolitan Division (MSA/MD) delineations released by the Office of Management and Budget (OMB) in February 2015, due to HUD's use of the American Community Survey (ACS) 2015 estimates as a basis for the FY2018 MFIs. However, since the 2015 ACS estimates do not include the OMB's August 2017 revisions to the MSA/MD delineations, the following geographies were calculated by the FFIEC:
a. New Metropolitan Statistical Area: Twin Falls, Idaho (MSA 46300, consisting of Twin Falls Jerome County, code 053 and Twin Falls County, code 083.)
b. Non-Metro Area of Idaho
1. Tract Changes- The following tract changes will be included in the 2017 FFIEC Census File due to the adoption of the 2011-2015 ACS as a basis for the file:
2. FFIEC Estimated Median Family Income- For Fiscal Year (FY) 2017, HUD continues to utilize the new Metropolitan Statistical Area/Metropolitan Division (MSA/MD) delineations released by the Office of Management and Budget (OMB) in February 2013, due to HUD’s use of the American Community Survey (ACS) 2014 estimates as a basis for the FY2017 MFIs. However, since the 2014 ACS estimates do not include the OMB’s July 2015 revisions to the MSA/MD delineations, the following geographies were calculated by the FFIEC:
3. Field Changes- Due to the adoption of the 2011-2015 ACS as a basis for the 2017 FFIEC Census file, a number of field changes were made to the 2017 FFIEC Census file definition. Please see the FFIEC Census file field changes document for a list of fields that changed between the 2016 and 2017 FFIEC Census file.
Tract Income Level - This corresponds to tract classifications as defined by the HMDA and CRA regulations. This field is based on the Tract Median Family Income %:
If the Median Family Income % is < 50% then the Income Level is Low.
If the Median Family Income % is >= 50% and < 80% then the Income Level is Moderate.
If the Median Family Income % is >= 80% and < 120% then the Income Level is Middle.
If the Median Family Income % is > =120% then the Income Level is Upper.
If the Median Family Income % is 0% then the Income Level is Not Known.
Distressed or Underserved Tract - A 'Yes' in this column indicates that the tract is designated as Nonmetropolitan Middle-Income Distressed or Underserved geography based on criteria designated by federal banking and thrift regulators.
Distressed nonmetropolitan middle-income geographies are those located in counties with: (1) an unemployment rate of at least 1.5 times the national average; (2) a poverty rate of 20 percent or more; or (3) a population loss of 5 percentage or more in the 5 year period preceding the most recent decennial census.
Underserved nonmetropolitan middle-income geographies are those designated with "urban influence codes" numbered 7, 10, 11, and 12 that are maintained by the Economic Research Service of the United States Department of Agriculture.
Tract Median Family Income % - This compares the tract level Median Family Income (MFI) to the MSA/MD level MFI. It is calculated by dividing the 2015 Tract MFI by the 2015 MSA/MD MFI. (For tracts located outside of an MSA/MD, the MFI used in the denominator is the statewide non-MSA/MD MFI.) Go to Tract Income Level to see how the tracts are grouped based on their Median Family Income %.
2018 FFIEC Estimated MSA/MD/non-MSA/MD Median Family Income - This is the estimated Median Family Income as determined by FFIEC for each MSA/MD in the United States and for each state’s non-MSA/MD area. This field changes annually.
2018 Est. Tract Median Family Income - This is the census tract’s estimated Median Family Income (MFI) for each year, based on the FFIEC estimate for the MSA/MD or non-MSA/MD area where the tract is located. It is calculated by multiplying the tract’s Median Family Income % by the annual FFIEC MSA/MD MFI. This field changes annually.
2015 Tract Median Family Income - This is the census tract’s Median Family Income based on the 2015 ACS. This field is called Tract Median Fam Inc. on the Census Windows Application.
Tract Population - This is the census tract’s population based on the 2015 ACS.
Tract Minority % - This is the percentage of the tract’s total population minus white alone population according to the 2015 ACS. It is calculated by dividing the Minority Population by the Tract Population.
Minority Population - This is the census tract’s total population minus white alone population based on the 2015 ACS.
Owner-Occupied Units - This is the number of housing units that were lived in by the owner of the unit. This number was determined by the 2015 ACS. This field is called Tenure Owner Occ Housing Units on the Census Windows Application.
1- to 4-Family Units - This is the number of housing units that hold less than 5 families. Condominiums, townhouses, single-family homes, mobile homes, boats, RVs, and vans are included in this number. Apartment buildings are not included in this number. The number was determined by the 2015 ACS. This field is called Units Structure 1 to 4 subtotal on the Census Windows Application.
Tract Income Level - This corresponds to tract classifications as defined by the HMDA and CRA regulations. This field is based on the Tract Median Family Income %:
If the Median Family Income % is < 50% then the Income Level is Low.
If the Median Family Income % is >= 50% and < 80% then the Income Level is Moderate.
If the Median Family Income % is >= 80% and < 120% then the Income Level is Middle.
If the Median Family Income % is > =120% then the Income Level is Upper.
If the Median Family Income % is 0% then the Income Level is Not Known.
2015 MSA/MD statewide non-MSA/MD Median Family Income - This is the Median Family Income (MFI) for the MSA/MD in which the tract is located. If the tract is not in a MSA/MD, this MFI is for all portions of the state not in MSA/MDs. The values for MSA/MD statewide non-MSA/MD Median Family Income are from the U.S. Census Bureau's 2015 ACS 5 year estimates. The MSA/MD delineations were released by the Office of Management and Budget (OMB) in February 2013 and revised in July 2015.
2018 FFIEC Estimated MSA/MD/non-MSA/MD Median Family Income - This is the estimated Median Family Income as determined by FFIEC for each MSA/MD in the United States and for each state’s non-MSA/MD area. This field changes annually.
% below Poverty Line - This is the number of people in the tract living below the poverty level divided by the tract’s total population. This percentage was determined by the 2015 ACS results and the Census' definition of the poverty level. This field is called Poverty Level Percent on the Census Windows Application.
Tract Median Family Income % - This compares the tract level Median Family Income (MFI) to the MSA/MD level MFI. It is calculated by dividing the 2015 Tract MFI by the 2015 MSA/MD MFI. (For tracts located outside of an MSA/MD, the MFI used in the denominator is the statewide non-MSA/MD MFI. This figure is calculated using incomes from all areas of a state that are not assigned to MSA/MDs.) Go to Tract Income Level to see how the tracts are grouped based on their Median Family Income %.
2015 Tract Median Family Income - This is the census tract’s Median Family Income based on the 2015 ACS. This field is called Tract Median Fam Inc. on the Census Windows Application.
2018 Est. Tract Median Family Income - This is the census tract’s estimated Median Family Income (MFI) for each year, based on the FFIEC estimate for the MSA/MD or non-MSA/MD area where the tract is located. It is calculated by multiplying the tract’s Median Family Income % by the annual FFIEC MSA/MD MFI. This field changes annually.
2015 Tract Median Household Income - This is the median income of all households in the tract based on the 2015 ACS. Whereas a family is defined as two or more related persons living in the same residence, a household includes all residences, even those for single people or unrelated groups of two or more.
Tract Population - This is the census tract’s population based on the 2015 ACS.
Tract Minority % - This is the percentage of the tract’s total population minus white alone population according to the 2015 ACS. It is calculated by dividing the Minority Population by the Tract Population.
Number of Families - This is the number of families in the tract as determined by the 2015 ACS. A family is defined as two or more related people living together.
Number of Households - This is the number of households in the tract as determined by the 2015 ACS. A household is any residence, including those occupied by single people and unrelated groups of two or more. By definition, all families are also considered households, but not all households are families. This field is called HH Inc Total on the Census Windows Application.
Non-Hisp White Population - This is the number of people in the tract that listed themselves as non-Hispanic white on the 2015 ACS.
Tract Minority Population - This is the census tract’s total population minus white alone population based on the 2015 ACS.
American Indian Population - This is the number of people in the tract that listed themselves as non-Hispanic American Indian or Alaskan Native on the 2015 ACS.
Asian/Hawaiian/Pacific Islander Population - This is the number of people in the tract that listed themselves as non-Hispanic Asian or Pacific Islander on the 2015 ACS.
Black Population - This is the number of people in the tract that listed themselves as non-Hispanic black/African/American on the 2015 ACS.
Hispanic Population - This is the number of people in the tract that listed themselves as Hispanic only on the 2015 ACS.
Other Population/Two or More Races - This is the number of people in the tract that listed themselves as non-Hispanic some other race plus two or more races on the 2015 ACS.
Total Housing Units - This is the total number of occupiable housing units in the tract as determined by the 2015 ACS.
1- to 4-Family Units - This is the number of housing units that hold less than 5 families. Condominiums, townhouses, single-family homes, mobile homes, boats, RVs, and vans are included in this number. Apartment buildings are not included in this number. The number was determined by the 2015 ACS. This field is called Units Structure 1 to 4 subtotal on the Census Windows Application.
Median Age of Housing Stock - This is the median age of all housing units in the tract as determined by the 2015 ACS. Remember that this would be the median age in 2015 so the median age now would be higher, unless a lot of new residences have been built since then.
Inside Principal City? - This is a Yes/No indicator of whether this tract is part of the MSA/MD's principal city.
Owner-Occupied Units - This is the number of housing units that were lived in by the owner of the unit. This number was determined by the 2015 ACS. This field is called Tenure Owner Occ Housing Units in the Census Windows Application.
Renter-Occupied Units - This is the number of housing units that are occupied by someone other than the owner. This number was determined by the 2015 ACS. This field is called Tenure Renter Occ Housing Units on the Census Windows Application.
Vacant Units - This is the number of housing units that are not occupied. This field is called Vac Status Vacant Housing Units on the Census Windows Application. This number is not available in the 2015 ACS.
Owner-Occupied 1- to 4-Family Units - This is the number of housing units that have less than 5 residences and were occupied by the property owner. It was determined by the 2015 ACS. This field is called Tenure Own Occ 1 to 4 subtotal on the Census Windows Application.
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Last Modified:
08/16/2018