|The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB). Regulation C, requires lending institutions to report public loan data. In this section of the website, you can find out more about the regulation and its interpretation.|
|1/4/17 - Updated resources for financial institutions collecting HMDA data in or after 2017.|
|12/23/16 - The CFPB announces the annual threshold adjustment.
- The 2017 Informational Guide Letter is now available and includes information on the New Loan-Volume Threshold for Depository Institutions, Geographic Changes in the 2017 FFIEC Census File, and Submitting your 2017 HMDA data in the new HMDA Platform.
|11/2/16 - Update regarding HMDA data collected in or after 2017.|
|9/29/16 - Press Release announces the availability of 2015 HMDA data.
– Green Tree Servicing, LLC’s 2014 HMDA data are now available.
|8/5/16 – The Methodology for Determining Average Prime Offer Rates has been revised to reflect that a different source of survey data for the one-year variable rate mortgage product is being used to calculate the average prime offer rates for certain mortgage products.|