FFIEC Community Reinvestment Act

CRA

The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. In this section of the web site, you can find out more about the regulation and its interpretation and information on CRA examinations.

About CRA

Background & Purpose
CRA Examinations
Interagency Q&A
Regulation
Who Reports Data?

How to File

A Guide to CRA Data Collection and Reporting
CRA/HMDA Newsletter
Data Entry Software
Edits
File Formats
Submitting Data

Public Data

CRA Data Products
CRA Examinations
CRA Ratings

FFIEC Census and Demographic Data
On-Line Reports

	1/29/21 - The 2021 CRA Data Entry Software is now available.
	1/29/21 - The 2021 File Specifications and 2021 Edits are now available.
	12/17/20 - Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions.
	12/14/20 - Press Release announces the availability of the 2019 CRA data.
	12/9/20 - The 2020 File Specifications and 2020 Edits are now available.
	10/13/20 - The 2020 CRA Data Entry Software Release 2 is now available.
	7/31/20 - The 2020 Census Data Products have been released. The 2020 Geocoding System has been updated with the 2020 Census demographic data based on the 2011 - 2015 five year estimated American Community Survey (ACS).
	6/24/20 - The 2020 Distressed / Underserved Tract List is now available.
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