FFIEC Community Reinvestment Act

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CRA

The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. In this section of the web site, you can find out more about the regulation and its interpretation and information on CRA examinations.

About CRA

How to File

Public Data

What's New

	7/21/17 - The 2017 CRA Data Entry Software Release 2 is now available.
	7/7/17 - The 2017 Census Data Products have been released. The 2017 Geocoding System has been updated with the 2017 Census demographic data based on the 2011 – 2015 five year estimated American Community Survey (ACS).
	6/21/17 - The 2017 Distressed / Underserved Tract List is now available.
	5/3/17 - A preview of the field changes for the upcoming 2017 FFIEC Census File (based on the 2015 ACS 5 year estimates) is now available.
	2/1/17 - The 2017 FFIEC Census File (and forward) will use the 2015 ACS 5 year estimates as a basis for the file. This is a list of the Metropolitan Statistical Area/Metropolitan Division (MSA/MD), state, county, tract and income level indicators that will be included in the 2017 FFIEC Census file.
	1/31/17 - The Geocoding System has been updated with 2017 Census information. Corresponding Census data will be included upon release by the U.S. Census Bureau.
	12/29/16 Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions.
	12/16/16 The 2017 CRA Data Entry Software is now available.
	12/9/16 2017 Edits and 2017 File Specifications are now available.
	8/18/16 Press Release announces the availability of CRA data.
	7/28/16 The 2016 CRA Data Entry Software Release 2 is now available.
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