FFIEC Community Reinvestment Act

CRA

The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. In this section of the web site, you can find out more about the regulation and its interpretation and information on CRA examinations.

About CRA

Background & Purpose
CRA Examinations
Interagency Q&A
Regulation
Who Reports Data?

How to File

A Guide to CRA Data Collection and Reporting
CRA/HMDA Newsletter
Data Entry Software
Edits
File Formats
Submitting Data

Public Data

CRA Data Products
CRA Examinations
CRA Ratings

FFIEC Census and Demographic Data
On-Line Reports

	08/24/18 - The 2018 CRA Data Entry Software Release 2 is now available.
	08/16/18 - The 2018 Census Data Products have been released.
	08/16/18 - The 2018 Geocoding System has been updated with the 2018 Census demographic data based on the 2011 – 2015 five year estimated American Community Survey (ACS).
	06/26/18 - The 2018 Distressed / Underserved Tract List has been updated.
	06/25/18 - The 2018 Distressed / Underserved Tract List is now available.
	01/05/18 - 2018 Edits and 2018 File Specifications are now available.
	01/04/18 - The 2018 CRA Data Entry Software is now available.
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