Reports - UBPR
Changes to UBPR

The UBPR web site has undergone several changes since it was first made available three years ago. This latest set of enhancements expands the export capabilities for the standard Uniform Bank Performance Report (UBPR) and extends the capabilities of the UBPR Custom Peer Report.

• UBPR – Prior to this change UBPR data could only be exported to a spreadsheet one page at a time. Users may now select any combination of pages for export or download. This change will substantially shorten the time it takes to export multiple pages of UBPR data.

• Custom Peer Report Enhancements – Several changes were made to the search engine. That engine is used to identify banks for inclusion in a custom peer group. Additionally the number of UBPR pages available in the custom peer report was expanded and several other enhancements were added.
  
  
  
  • The search engine was revised to allow users to define peer groups using several new criteria. New items that may be used to define a peer group are: Metropolitan Statistical Areas (MSA); Sub Chapter S status; Asset size; Federal Reserve District. The addition of these new elements should provide additional flexibility when defining peer groups.
    
  
  
  • The search engine now allows users to select whether the peer group is trimmed of outlier banks before peer group averages are recomputed. Once a custom peer group has been defined, this feature appears at the bottom of the list of custom peer group members. The standard UBPR trims or eliminates banks that are above the 95th or below the 5th percentile for each ratio before a peer average is computed. This trimming process has proven to be very useful in reducing the impact of outliers on peer group statistics. The custom peer report provides for the same statistical process. Because most custom peer groups should be trimmed this option defaults to being on. Trimming may be switched off in those situations where it may be appropriate to include all banks in custom peer averages. UBPR pages will note whether or not trimmed averages were selected.
    
  
  
  • The custom peer report now computes and displays all UBPR pages with peer group data. Previously only page 1 was available. The menu for selecting custom peer group pages has been revised as well and appears in a left hand window. To compute custom peer data and display the results simply click on a page. Once a page is selected the results are stored for the current session and the page should redisplay instantly.
    
  
  
  • The custom peer report also features a highlighting tool. This tool allows peer group statistics to be visually highlighted when they meet certain criteria. When the percentile values either exceed certain values or change beyond a defined range they are highlighted in color. This simple tool allows quick identification of ratios where a bank may be an outlier.
    
  
  
  • Individual pages within the custom peer report now indicate that the report is based on a custom peer group. Displayed pages also note whether peer group averages were trimmed for outliers or not. Finally, page 1 also shows the number of banks in the custom peer group.

The FFIEC was established in March 1979 to prescribe uniform principles, standards, and report forms and to promote uniformity in the supervision of financial institutions. The Council has five member agencies: the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision. The Council's activities are supported by interagency task forces and by an advisory State Liaison Committee, comprised of five representatives of state agencies that supervise financial institutions.

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