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Mortgage Rate Survey Data Used to Calculate Rate Spreads
for Loans Reportable Under HMDA
Date 30-Year Fixed Rates 30-Year Fixed Points & Fees 15-Year Fixed Rates 15-Year Fixed Points & Fees 5-Year ARM Rates 5-Year ARM Points & Fees 5-Year ARM Margins 1-Year ARM Rates 1-Year ARM Points & Fees 1-Year ARM Margins
January 7, 2016 3.97 0.6 3.26 0.5 3.09 0.5 2.75 2.68 0.2 2.74
January 14, 2016 3.92 0.6 3.19 0.5 3.01 0.4 2.75 2.67 0.2 2.74
January 21, 2016 3.81 0.6 3.10 0.5 2.91 0.5 2.74 2.66 0.2 2.74
January 28, 2016 3.79 0.6 3.07 0.5 2.90 0.5 2.74 2.70 0.2 2.74
February 4, 2016 3.72 0.6 3.01 0.5 2.85 0.4 2.74 2.61 0.2 2.73
February 11, 2016 3.65 0.5 2.95 0.5 2.83 0.4 2.74 2.57 0.2 2.73
February 18, 2016 3.65 0.5 2.95 0.5 2.85 0.4 2.74 2.66 0.2 2.73
February 25, 2016 3.62 0.6 2.93 0.5 2.79 0.5 2.73 2.59 0.2 2.73
March 3, 2016 3.64 0.5 2.94 0.5 2.84 0.5 2.74 2.61 0.2 2.73
March 10, 2016 3.68 0.5 2.96 0.5 2.92 0.4 2.74 2.58 0.2 2.73
March 17, 2016 3.73 0.5 2.99 0.4 2.93 0.5 2.74 2.64 0.2 2.74
March 24, 2016 3.71 0.5 2.96 0.4 2.89 0.5 2.74 2.62 0.2 2.73
March 31, 2016 3.71 0.5 2.98 0.4 2.90 0.5 2.74 2.56 0.2 2.73
April 7, 2016 3.59 0.5 2.88 0.4 2.82 0.5 2.73 2.57 0.2 2.73
April 14, 2016 3.58 0.5 2.86 0.5 2.84 0.4 2.73 2.52 0.2 2.73
April 21, 2016 3.59 0.6 2.85 0.5 2.81 0.5 2.74 2.52 0.3 2.73
April 28, 2016 3.66 0.6 2.89 0.6 2.86 0.5 2.73 2.53 0.3 2.73
May 5, 2016 3.61 0.6 2.86 0.5 2.80 0.5 2.73 2.54 0.3 2.73
May 12, 2016 3.57 0.5 2.81 0.5 2.78 0.5 2.74 2.53 0.3 2.73
May 19, 2016 3.58 0.6 2.81 0.5 2.80 0.5 2.74 2.54 0.3 2.73
May 26, 2016 3.64 0.5 2.89 0.5 2.87 0.5 2.75 2.56 0.3 2.73