Lock-In Date must be between 1/3/2000 and 10/1/2014
APR value must be between 00.00 and 99.99
Fixed Term = Loan Maturity or Variable Term = Initial Fixed-Rate Period. Term must equal 1 through 50 and must be a whole number. A fractional year less than .5 should be rounded to the lower term, and a fractional year of .5 or greater should be rounded to the higher term.