| July 2026 |
Changes to UBPR Titles and Liquidity & Funding Page |
Updated loan category titles and added an additional wholesale funding liquidity ratio. |
| February 2026 |
Changes to UBPR Peer Groups |
Updated commercial bank asset‑based peer groups for banks with average assets up to $300 million. |
| January 2026 |
UBPR Liquidity Pages Content Changes |
Updated the Liquidity pages with additional ratios to support review of liquidity risk. |
| February 2025 |
UBPR Interest Rate Risk Page Content Changes |
Updated the Interest Rate Risk page with additional ratios to support review of interest rate risk. |
| July 2024 |
UBPR Removal of Inactive Line Items |
Removed line items that were no longer active. |
| March 2024 |
UBPR Loan Modification, CECL Nomenclature & Other Changes |
Aligned UBPR terminology with credit losses and loan modifications accounting standards. |
| January 2024 |
UBPR Balance Sheet Dollar Page Changes |
Added new items to the UBPR Balance Sheet page. |
| April 2023 |
UBPR Income Statement Page Changes |
Introduced a new Quarter Income Statement page and expanded information on noninterest income, expenses, asset yields, and funding costs. |
| October 2022 |
UBPR Content Review and Summary Page Changes |
Revised the Summary Ratios page and introduced new ratios for asset concentrations, nonperforming assets, and core income. |
| December 2021 |
My UBPR Enhancement |
Introduced the My UBPR feature, enabling users to create custom UBPR pages. |
| March 2020 |
Capital Related UBPR Changes |
Incorporated the Community Bank Leverage Ratio into the UBPR. |
| December 2019 |
UBPR Enhancements |
Provided instructions for obtaining an Executive Summary Report or Multiple Bank Report. |
| December 2019 |
UBPR Enhancements FAQ |
Provided responses to questions related to the Executive Summary and Multiple Bank Report. |
| September 2019 |
UBPR will be impacted by 051 Call Report semiannual reporting |
Outlined the impact of semiannual reporting of certain 051 Call Report items on the UBPR. |
| May 2019 |
UBPR CECL Changes |
Detailed revisions required by the new credit loss accounting standard. |
| November 2018 |
UBPR Reciprocal Brokered Deposits |
Outlined revisions resulting from changes to the definition of reciprocal brokered deposits. |
| April 2018 |
UBPR Peer Group Changes |
Updated commercial bank asset‑based peer groups for banks with average assets over $3 billion. |
| March 2018 |
UBPR Changes |
Outlined revisions tied to changes in equity security accounting. |
| March 2018 |
Tax rate used in the UBPR will be 21%. |
Decreased the tax rate used in the UBPR following the federal income tax rate reduction. |
| December 2017 |
UBPR Visualization Enhancements |
Introduced new graphing capabilities within the UBPR. |
| March 2017 |
UBPR 051 Changes |
Outlined the impact of the streamlined 051 Call Report on the UBPR. |
