The Home Mortgage Disclosure Act (HMDA) National Aggregate reports are prepared annually by the FFIEC on behalf of institutions reporting HMDA data. They are reports of HMDA data in table format. Depending on the reported data, there can be up to 49 tables, showing the number and dollar amount of lending, cross-tabulated by loan, applicant, and geographic characteristics. Individual institutions data cannot be identified in the National Aggregate reports. The HMDA National Aggregate reports are available on the Web only.

As in the past, to categorize census tracts by income, we rely on the 2000 Census to determine the median family income for each MSA/MD. For categorizing applicants or borrowers, we rely on information obtained from the Department of Housing and Urban Development (HUD) for an updated estimate of the median family income for each MSA/MD.

Content of 2011 National Aggregate Report Tables

The following is a list of the National Aggregate tables that have been prepared covering the data for calendar year 2011.

Table Number	Description
Table 3-1	LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2011
Table 3-2	PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2011
Tables 4-1 through 4-7	DISPOSITION OF APPLICATIONS FOR LOANS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2011 (ONE FOR EACH TYPE OF LOAN: FHA, FSA/RHS, AND VA HOME PURCHASE; CONVENTIONAL HOME PURCHASE; REFINANCING; HOME IMPROVEMENT; MULTIFAMILY; NONOCCUPANT; AND MANUFACTURED HOME DWELLINGS)
Tables 5-1 through 5-7	DISPOSITION OF APPLICATIONS FOR LOANS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2011 (ONE FOR EACH TYPE OF LOAN)
Tables 7-1 through 7-7	DISPOSITION OF APPLICATIONS FOR LOANS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2011 (ONE FOR EACH TYPE OF LOAN)
Tables 8-1 through 8-7	REASONS FOR DENIAL OF APPLICATIONS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2011 (ONE FOR EACH TYPE OF LOAN)
Table 9	DISPOSITION OF LOAN APPLICATIONS, BY MEDIAN AGE OF HOMES IN CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND TYPE OF LOAN, 2011
Table 10	DISPOSITION OF LOAN APPLICATIONS, BY PRINCIPAL CITY VERSUS NON-PRINCIPAL CITY PROPERTY LOCATION AND TYPE OF LOAN, 2011
Tables 11-1 through 11-4	PRICING INFORMATION FOR LOANS ON 1- TO 4-FAMILY, OWNER-OCCUPIED, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2011 (ONE FOR EACH TYPE OF LOAN FOR FIRST LIENS AND JUNIOR LIENS: FHA HOME-PURCHASE; VA HOME-PURCHASE; AND CONVENTIONAL HOME-PURCHASE)
Tables 11-5 through 11-10	PPRICING INFORMATION FOR LOANS ON 1- TO 4-FAMILY, OWNER-OCCUPIED, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2011 (ONE FOR EACH TYPE OF LOAN FOR FIRST LIENS AND JUNIOR LIENS: FHA REFINANCINGS; VA REFINANCINGS; CONVENTIONAL REFINANCINGS; AND CONVENTIONAL HOME IMPROVEMENTS)
Tables 12-1	DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2011
Table 12-2	PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2011
Summary Table A1	DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILIES (EXCLUDES MANUFACTURED HOMES), 2011
Summary Table A2	DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOME, 2011
Summary Table A3	DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY, 2011
Summary Table A4	DISPOSITION OF PREAPPROVALS FOR CONVENTIONAL HOME PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2011
Summary Table B	LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2011