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IMPORTANT NOTICE TO DATA USERS

The Disclosure Statements were prepared by the Federal Financial Institutions Examination Council (FFIEC) from data submitted by this private mortgage insurance company. Mortgage insurance companies provide data on their insurance activities on a voluntary basis. Information is reported using the same categories as those established for lenders that comply with the Home Mortgage Disclosure Act. The tables included in this disclosure statement use the same format as the tables prepared for mortgage lenders covered by the Home Mortgage Disclosure Act. This statement is subject to final review and revision, if necessary. Inaccuracies should be reported immediately to the FFIEC.