FFIEC Home Mortgage Disclosure Act Header

Historic File Specifications

The File Specifications describe the required electronic (Submission via Web, Internet e-mail,
CD-ROM or PC Diskette) format in which all institutions must submit their data. The file specifications are a required format and must be followed in order for the data file to be processed.


Available Formats:

* 2010 PDF File | MS Word

* 2009 PDF File | MS Word

* 2008 PDF File | MS Word

* 2007 PDF File | MS Word

  • Revised 6/6/2007; transfer of HMDA data collection for all institutions regulated by the Federal Reserve System(FRS) to the Federal Reserve Board (Board).

* 2006 PDF File | MS Word

  • Revised 10/2/2006; Encrypted file location updated to C:\HMDADES\HMDASubmission\HMDAENCR.ENC
  • Revised 6/2/2006; language added for FRS reporters.
* 2005 PDF File | MS Word
* 2004 PDF File | MS Word
  • Revised 9/30/2004; includes File Identifier page for FRB use only.
  • Revised 3/31/2004; reflects OMB updates to MSA/MD reporting.
* 2003 PDF File | MS Word
* 2002 PDF File | MS Word
* 2001 PDF File | MS Word
* 1999/2000 PDF File | MS Word
* 1998 PDF File | MS Word