FFIEC Home Mortgage Disclosure Act

HMDA

The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB). Regulation C, requires lending institutions to report public loan data. In this section of the website, you can find out more about the regulation and its interpretation.

About HMDA

Background & Purpose
General Info & Price Data Questions
HMDA Glossary
Regulation C
Who Reports Data?

How to File

A Guide to HMDA Reporting
CRA/HMDA Newsletter
Data Entry Software
Edits
FAQs
File Specifications
Mailing Addresses
Reporting Forms
Reporting Procedure Changes

Public Data

Census Data Products
Data Order Form
General Notice Poster
HMDA Data Products
On-Line Reports

Reporting Resources

Data Processing Timeline

	2/28/2013 – OMB released the revised delineations of Metropolitan Statistical Areas.
	12/28/12 -Asset-size exemption threshold for depository institutions increased to $42 million for CY 2013.
	12/20/12 - The 2013 HMDA Data Entry Software is now available.
	12/3/12 - The 2012 CRA/HMDA Reporter Newsletter is now available.
	10/10/12 - The 2013 Edits and 2013 File Specifications are now available.
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