FFIEC Home Mortgage Disclosure Act

HMDA

The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975 and implemented by the Federal Reserve Board's Regulation C, requires lending institutions to report public loan data. In this section of the website, you can find out more about the regulation and its interpretation.

About HMDA

Background & Purpose
General Info & Price Data Questions
HMDA Glossary
Regulation C
Who Reports Data?

How to File

A Guide to HMDA Reporting
CRA/HMDA Newsletter
Data Entry Software
Edits
FAQs
File Specifications
Mailing Addresses
Reporting Forms
Reporting Procedure Changes

Public Data

Census Data Products
Central Depository Database
Data Order Form
General Notice Poster
HMDA Data Products
On-Line Reports

Reporting Resources

Data Processing Timeline
Quick Reference

	2010 Edits and File Specifications are available.
	Press Release announces the availability of 2008 HMDA data. DOWNLOAD the 2008 HMDA & PMIC Raw data.
	The 2009 HMDA Data Entry Software release 3 is now available.
	The updated Interagency Fair Lending Examination Procedures (August 2009) and Appendix are now available
	The Geocoding System is now updated with 2009 Census information.
	2009 Census Data are available.
	The 2009 HMDA Data Entry Software release 2 is now available.
	The 2009 A Guide to HMDA Reporting: Getting It Right! is now available.
	The New Rate Spread Calculator and Average Prime Offer Rates tables effective October 1, 2009 are now available.
	2009 HUD Estimated MFI figures are available.
	2009 Data Collection Notice - MUST READ
	The 2008 CRA/HMDA Newsletter is now available.
	Asset Threshold increase for CY2009.
	Correction made in Table 5 series of HMDA A&D for CYs 2004-2006.
	HMDA System rewrite information effective for CY 2010 data collection - MUST READ
	Recommendation to Setup Generic E-mail Address