E-Banking Resources

Regulatory Resources: E-Banking

Congress

Federal Reserve Board

Federal Deposit Insurance Corporation

National Credit Union Administration

Office of the Comptroller of the Currency

Office of Thrift Supervision

Booklet	Type	Source	Title/Source	Date

E-bank	Laws	Congress	Bank Service Company Act, 12 USC 1861-1867(c)	July 2001
E-bank	Laws	Congress	Electronic Signatures in Global and National Commerce Act (E-Sign Act), Pub. L. No. 106-229	June 2000
E-bank	Laws	Congress	Fraud and Related Activity in Connection with Computers, 18 USC 1030	October 1996
E-bank	Laws	Congress	Gramm–Leach–Bliley Act (GLBA), 15 USC 6801 and 6805(b)	November 1999
E-bank	Laws	Congress	USA PATRIOT Act, Pub. L. No. 107-56	October 2001

Booklet	Type	Source	Title/Source	Date
E-bank	Regulations	FRB	Interagency Guidelines Establishing Standards for Safeguarding Customer Information, Appendix D-2 (State Member Banks), 12 CFR Part 208	N/A
E-bank	Regulations	FRB	Interagency Guidelines Establishing Standards for Safeguarding Customer Information (Edge or agreement corporation), 12 CFR 211.5	N/A
E-bank	Regulations	FRB	Interagency Guidelines Establishing Standards for Safeguarding Customer Information (uninsured state-licensed branch or agency of a foreign bank), 12 CFR 211.24	N/A
E-bank	Regulations	FRB	Interagency Guidelines Establishing Standards for Safeguarding Customer Information (bank holding companies and their non-bank subsidiaries or affiliates (except brokers, dealers, persons providing insurance, investment companies, and investment advisors), 12 CFR Part 225 Appendix F	N/A
E-bank	Regulations	FRB	Reports of Suspicious Activities, 12 CFR 208.62	N/A
E-bank	Guidance	FRB	Assessment of Information Technology in the Risk-Focused Frameworks for the Supervision of Community Banks and Large Complex Banking Organizations, SR Letter 98–09	April 1998
E-bank	Guidance	FRB	FFIEC Guidance on Authentication, SR Letter 01–20	August 2001
E-bank	Guidance	FRB	Guidance Concerning the Reporting of Computer-Related Crimes by Financial Institutions, SR Letter 97–28	November 1997
E-bank	Guidance	FRB	Guidance on the Risk Management of Outsourced Technology Services, SR Letter 00–17	November 2001
E-bank	Guidance	FRB	Identity Theft and Pretext Calling, SR Letter 01–11	April 2001
E-bank	Guidance	FRB	Information Technology Examination Frequency, SR Letter 00–03	February 2000
E-bank	Guidance	FRB	Interagency Policy Statement on Branch Names, SR Letter 98–14	June 1998
E-bank	Guidance	FRB	Lessons Learned from the Year 2000 Project, SR Letter 00–05	March 2000
E-bank	Guidance	FRB	Outsourcing of Information and Transaction Processing, SR Letter 00–04	February 2000
E-bank	Guidance	FRB	Standards for Safeguarding Customer Information, SR Letter 01–15	May 2001
E-bank	Guidance	FRB	Sound Practices Guidance for Information Security for Networks, SR Letter 97–32	December 1997
E-bank	Guidance	FRB	Uniform Rating System for Information Technology, SR Letter 99–08	March 1999

Booklet	Type	Source	Title/Source	Date
E-bank	Regulations	FDIC	FDIC Advertisement of Membership, 12 CFR Part 328	N/A
E-bank	Regulations	FDIC	Interagency Guidelines Establishing Standards for Safeguarding Customer Information, 12 CFR Part 364 Appendix B	N/A
E-bank	Regulations	FDIC	Suspicious Activity Reports, 12 CFR Part 353	N/A
E-bank	Guidance	FDIC	501(b) Examination Guidance, FIL–68–2001	August 2001
E-bank	Guidance	FDIC	Authentication in an Electronic Banking Environment, FIL–69–2001	August 2001
E-bank	Guidance	FDIC	Bank Service Company Act, FIL–49–99	June 1999
E-bank	Guidance	FDIC	Bank Technology Bulletin on Outsourcing, FIL–50–2001	June 2001
E-bank	Guidance	FDIC	Bank Technology Bulletin: Protecting Internet Domain Names, FIL–77–2000	November 2000
E-bank	Guidance	FDIC	Electronic Banking Examination Procedures, FIL–14–97	February 1997
E-bank	Guidance	FDIC	Electronic Commerce and Consumer Privacy, FIL–86–98	August 1998
E-bank	Guidance	FDIC	Electronic Financial Services and Consumer Compliance, FIL–79–98	July 1998
E-bank	Guidance	FDIC	Electronic Funds Transfers, FIL–25–2001	March 2001
E-bank	Guidance	FDIC	Electronic Funds Transfers, FIL–33–2001	April 2001
E-bank	Guidance	FDIC	Electronic Signatures in Global and National Commerce Act, FIL–72–2000	November 2000
E-bank	Guidance	FDIC	Guidance on the Use of Trade Names, FIL–46–98	May1998
E-bank	Guidance	FDIC	Online Banking, FIL–63–2000	September 2000
E-bank	Guidance	FDIC	Pretext Phone Calling, FIL–98–98	September 1998
E-bank	Guidance	FDIC	Risk Assessment Tools And Practices For Information System Security, FIL–68–99	July 1999
E-bank	Guidance	FDIC	Risk Management of Technology Outsourcing, FIL–81–2000	November 2000
E-bank	Guidance	FDIC	Security Monitoring of Computer Networks, FIL–67–2000	October 2000
E-bank	Guidance	FDIC	Security Risks Associated with the Internet, FIL–131–97	December 1997
E-bank	Guidance	FDIC	Security Standards for Customer Information, FIL–22–2001	March 2001
E-bank	Guidance	FDIC	Stored Value Cards and Other Electronic Payment Systems, FIL–59–96	August 1996
E-bank	Guidance	FDIC	Suspicious Activity Reporting, FIL–124–97	December 1997
E-bank	Guidance	FDIC	Weblinking, FIL-30-2003	April 2003
E-bank	Guidance	FDIC	Wireless Networks And Customer Access, FIL–8–2002	February 2002

Booklet	Type	Source	Title/Source	Date
E-bank	Regulations	NCUA	Advertising, 12 CFR Part 740	N/A
E-bank	Regulations	NCUA	Incidental Powers, 12 CFR Part 721	N/A
E-bank	Regulations	NCUA	Privacy of Consumer Financial Information & Appendix, 12 CFR Part 716	N/A
E-bank	Regulations	NCUA	Requirements for Insurance, 12 CFR Part 741	N/A
E-bank	Regulations	NCUA	Security Program, Report of Crime and Catastrophic Act and Bank Secrecy Act Compliance, 12 CFR Part 748	N/A
E-bank	Guidance	NCUA	Account Aggregation Services, NCUA Letter to Credit Unions 02–CU–08	April 2002
E-bank	Guidance	NCUA	Authentication in an Electronic Banking Environment, NCUA Letter to Credit Unions 01–CU–10	August 2001
E-bank	Guidance	NCUA	Automated Response System Controls, NCUA Letter to Credit Unions 97–CU–1	January 1997
E-bank	Guidance	NCUA	Due Diligence Over Third–Party Service Providers, NCUA Letter to Credit Unions 01–CU–20	November 2001
E-bank	Guidance	NCUA	E-Commerce Guide for Credit Unions, NCUA Letter to Credit Unions 02–CU–17	December 2002
E-bank	Guidance	NCUA	E-Commerce Insurance Considerations, NCUA Letter to Credit Unions 01–CU–12	October 2001
E-bank	Guidance	NCUA	Electronic Data Security Overview, NCUA Letter to Credit Unions 01–CU–11	August 2001
E-bank	Guidance	NCUA	Electronic Signatures in Global and National Commerce Act (E-Sign Act), NCUA Regulatory Alert 01–RA–03	March 2001
E-bank	Guidance	NCUA	Identity Theft and Pretext Calling, NCUA Letter to Credit Unions 01–CU–09	September 2001
E-bank	Guidance	NCUA	Identity Theft Prevention, NCUA Letter to Credit Unions 00–CU–02	May 2000
E-bank	Guidance	NCUA	Interagency Guidance on Electronic Financial Services and Consumer Compliance, NCUA Regulatory Alert 9–-RA–4	July 1998
E-bank	Guidance	NCUA	Interagency Statement on Retail On-Line PC Banking, NCUA Letter to Credit Unions 97–CU–5	April 1997
E-bank	Guidance	NCUA	NCUA’s Information Systems & Technology Examination Program, NCUA Letter to Credit Unions 00–CU–07	October 2000
E-bank	Guidance	NCUA	Pretext Phone Calling by Account Information Brokers, NCUA Regulatory Alert 99–RA–3	February 1999
E-bank	Guidance	NCUA	Privacy of Consumer Financial Information, NCUA Letter to Credit Unions 01–CU–02	February 2001
E-bank	Guidance	NCUA	Protection of Credit Union Internet Addresses, NCUA Letter to Credit Unions 02–CU–16	December 2002
E-bank	Guidance	NCUA	Risk Management of Outsourced Technology Services (with Enclosure), NCUA Letter to Credit Unions 00–CU–11	December 2000
E-bank	Guidance	NCUA	Suspicious Activity Reporting (see section on “Computer Intrusion”), NCUA Letter to Credit Unions 00–CU–04	June 2000
E-bank	Guidance	NCUA	Tips to Safely Conduct Financial Transactions Over the Internet—An NCUA Brochure for Credit Union Members, NCUA Letter to Federal Credit Unions 02–FCU–11	July 2002
E-bank	Guidance	NCUA	Vendor Information Systems & Technology Reviews—Summary Results, NCUA Letter to Credit Unions 02–CU–13	July 2002
E-bank	Guidance	NCUA	Weblinking Relationships, NCUA Letter to Federal Credit Unions 02–FCU–04	March 2002
E-bank	Guidance	NCUA	Weblinking: Identifying Risks & Risk Management Techniques, NCUA Letter to Credit Unions 03-CU-08	April 2003

Booklet	Type	Source	Title/Source	Date
E-bank	Regulations	OCC	Electronic Activities, 12 CFR Part 7, Subpart E	N/A
E-bank	Regulations	OCC	Interagency Guidelines Establishing Standards for Safeguarding Customer Information, 12 CFR Part 30, Appendix B	N/A
E-bank	Regulations	OCC	National Banks Acting as Finder, 12 CFR 7.1002	N/A
E-bank	Regulations	OCC	Reports of Suspicious Activities, 12 CFR Part 21, Subpart B	N/A
E-bank	Guidance	OCC	ACH Transactions Involving the Internet, OCC Bulletin 2002–2	January 2002
E-bank	Guidance	OCC	Authentication in an Electronic Banking Environment, OCC Advisory Letter 2001–8	July 2001
E-bank	Guidance	OCC	Bank Use of Foreign-Based Third-Party Service Providers, OCC Bulletin 2002–16	May 2002
E-bank	Guidance	OCC	Bank-Provided Account Aggregation Services, OCC Bulletin 2001–12	February 2001
E-bank	Guidance	OCC	Certification Authority Systems, OCC Bulletin 99–20	May 1999
E-bank	Guidance	OCC	Examination Procedures to Evaluate Compliance with the Guidelines to Safeguard Customer Information, OCC Bulletin 2001–35	July 2001
E-bank	Guidance	OCC	Identity Theft and Pretext Calling, OCC Advisory Letter 2001–04	April 2001
E-bank	Guidance	OCC	Branch Names, OCC Bulletin 98–22	May 1998
E-bank	Guidance	OCC	Network Security Vulnerabilities, OCC Alert 2001–04	April 2001
E-bank	Guidance	OCC	Protecting Internet Addresses of National Banks, OCC Alert 2000–9	July 2000
E-bank	Guidance	OCC	Reporting Computer-Related Crimes, OCC Advisory Letter 97–9	November 1997
E-bank	Guidance	OCC	Suspicious Activity Report, OCC Bulletin 2000–19	June 2000
E-bank	Guidance	OCC	Third-Party Relationships, OCC Bulletin 2001–47	November 2001
E-bank	Guidance	OCC	Uniform Standards for the Electronic Delivery of Disclosures; Regulations M, Z, B, E and DD, OCC Bulletin 2001–23	April 2001
E-bank	Guidance	OCC	Weblinking: Interagency Guidance on Weblinking Activity, OCC Bulletin 2003–15	April 2003

Booklet	Type	Source	Title/Source	Date
E-bank	Regulations	OTS	Interagency Guidelines Establishing Standards for Safeguarding Customer Information, 12 CFR Part 570 Appendix B	N/A
E-bank	Regulations	OTS	Electronic Operations, 12 CFR Part 555	N/A
E-bank	Regulations	OTS	Privacy of Consumer Financial Information, 12 CFR Part 573	N/A
E-bank	Regulations	OTS	Security Procedures Under the Bank Protection Act, 12 CFR Part 568	N/A
E-bank	Regulations	OTS	Suspicious Activity Reports and Other Reports and Statements, 12 CFR 563.180	N/A