FFIEC Community Reinvestment Act Header

Census Memo--October 3, 2001

To: CRA/HMDA Reporter

From: Keith Todd, Executive Secretary
Federal Financial Institutions Examination Council (FFIEC)


For CRA and HMDA data reporting and analysis purposes, continue to use the 1990 Census tract and demographic information for 2001 and 2002 calendar year data. We will use the U.S. Census Bureau's 2000 census data for calendar year 2003 CRA and HMDA data.

When reporting CRA and HMDA data, it is critical that you use the correct census tract information. Using incorrect tract numbers will result in invalid data submissions when you file your annual CRA and HMDA reports.

If you rely on outside vendors to identify the tract/BNA location of your institution's loans (the geocoding process), please verify that they are using the correct census information as stated above. The accuracy of your annual CRA and HMDA submissions, including the use of correct geocoding information, is your responsibility.

If you have any questions about this matter, please feel free to contact the CRA Assistance Line for CRA-related questions at (202) 872-7584 or the HMDA Assistance Line for HMDA-related questions at (202) 452-2016.