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HMDA
INTERAGENCY INTERPRETIVE LETTERS FOR 1996
December 24, 1996
- loans for church premises that qualify as small business or community development loans
December 23, 1996
- purchases of obligations of certain special purpose vehicles backed by affordable housing mortgages
December 23, 1996
- investment in umbrella partnership real estate investment trust to engage in community development activities
December 11, 1996
- CRA regulations and certain trade financing services
November 4, 1996
- CRA consideration for participation in community service programs offered by a financial company
October 2, 1996
- CRA treatment of mortgage loans to fund part of a program to provide affordable housing
September 23, 1996
- investment in a housing referral and assistance organization for low- and moderate-income individuals
September 9, 1996
- participation in a revolving loan program (RLP)
June 28, 1996
- application of CRA regulations to support of microenterprise lending programs
June 27, 1996
- treatment of "equity equivalent" instruments offered by a non-profit lender
June 18, 1996
- treatment of the FMA "Direct Deposit Too" program
June 14, 1996
- investment in a community development bank
June 11, 1996
- discussion of "similarly-situated lenders" regarding small business data and performance context issues
May 16, 1996
- treatment of investments in an Empowerment Zone or Enterprise Community
April 15, 1996
- purchase of debentures of a specialized small business investment company
April 2, 1996
- investment in a fund supporting affordable housing, education, and small business
March 25, 1996
- investments in a community-development bank (CDB)
March 4, 1996
- student loans and the CRA
February 21, 1996
- lending by an affiliate
February 16, 1996
- loans to a fund that provides mortgage insurance for affordable housing
February 13, 1996
- investment in a Unit Investment Trust (UIT) holding mortgage securities
January 31, 1996
- grants to a clinic providing free health care for low-income patients