FFIEC Community Reinvestment Act

CRA

The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. In this section of the web site, you can find out more about the regulation and its interpretation and information on CRA examinations.

About CRA

Background & Purpose
CRA Examinations
Interagency Q&A
Regulation
Who Reports Data?

How to File

A Guide to CRA Data Collection and Reporting
CRA/HMDA Newsletter
Data Entry Software
Edits
File Formats
Submitting Data

Public Data

CRA Data Products
CRA Examinations
CRA Ratings

FFIEC Census and Demographic Data
On-Line Reports

	12/30/15 – The 2016 CRA Data Entry Software is now available.
	12/22/15 – Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions.
	12/15/15 – Information about the upcoming County and Metropolitan Statistical Area changes included in the 2016 FFIEC Census file are available for review.
	12/15/15 – Additional information on FFIEC adoption of the American Community Survey since the release of the 2010 Census.
	11/18/15 – 2016 Edits and 2016 File Specifications are now available.
	9/17/15 – The 2014 Disclosure Data Flat File has been updated.
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