FFIEC Community Reinvestment Act

CRA

The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 563e, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. In this section of the web site, you can find out more about the regulation and its interpretation and information on CRA examinations.

About CRA

Background & Purpose
CRA Examinations
Interagency Q&A
Interpretive Letters
Regulation
Who Reports Data?

How to File

A Guide to CRA Data Collection and Reporting
CRA/HMDA Newsletter
Data Entry Software
Edits
File Formats
Geocoding
Submitting Data
Who Reports Data?

Public Data

Census Data Products
CRA Data Products
CRA Examinations

CRA Ratings
Data Order Form
On-Line Reports

	3/18/13 - Proposed revisions to the Interagency Questions and Answers has been issued.
	2/28/13 – OMB released the revised delineations of Metropolitan Statistical Areas.
	12/20/12 - The 2013 CRA Data Entry Software is now available.
	12/19/12 - Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions
	12/3/12 - The 2012 CRA/HMDA Reporter Newsletter is now available.
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