FFIEC Home Mortgage Disclosure Act Header

File Specifications

The File Specifications describe the required electronic (Submission via Web, Internet e-mail, CD-ROM or PC Diskette) format in which all institutions must submit their data. The file specifications are a required format and must be followed in order for the data file to be processed.


Available Formats:

* 2014 PDF File | MS Word

* 2013 PDF File | MS Word

* 2012 PDF File | MS Word

* 2011 PDF File | MS Word

  • 2011 HMDA file specifications revised September 27, 2011 as a result of the HMDA rulemaking authority being transferred to the Consumer Financial Protection Bureau (CFPB) and the transfer of OTS functions to other agencies.
  • 2011 HMDA file specifications revised August 4, 2011 as a result of the creation of the Consumer Financial Protection Bureau (CFPB) and the transfer of OTS-regulated institutions to various FFIEC members.

Historic HMDA File Specifications