|The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. In this section of the web site, you can find out more about the regulation and its interpretation and information on CRA examinations.|
|7/15/16 - Press Release announces the updated Interagency Questions and Answers.
|6/30/16 - The 2016 Census Data Products have been released.
- The 2016 Geocoding System has been updated with the 2016 Census demographic data based on the 2006 - 2010 five year estimate American Community Survey (ACS). – Historical Census data for years 1990 – 2007 are now available.
|6/17/16 – The 2016 Distressed/Underserved Tract List is now available.|
|5/4/16 – The 2016 Informational Guide Letter is now available.|
|2/18/16 – The 2016 FFIEC Geocoding System has been updated with the 2016 Census boundary definitions. Corresponding Census data will be included upon release by the U.S. Census Bureau.|
|2/10/16 – The CRA/HMDA Tips to a Successful Processing Season is now available. It includes guidance on how to have a successful data submission experience for calendar year 2015 data.|