FFIEC Community Reinvestment Act

CRA

The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 563e, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. In this section of the web site, you can find out more about the regulation and its interpretation and information on CRA examinations.

About CRA

Background & Purpose
CRA Examinations
Interagency Q&A
Interpretive Letters
Regulation
Who Reports Data?

How to File

A Guide to CRA Data Collection and Reporting
CRA/HMDA Newsletter
Data Entry Software
Edits
File Formats
Geocoding
Submitting Data
Who Reports Data?

Public Data

Census Data Products
Central Depository Database*
CRA Data Products
CRA Examinations

*We are reviewing the Central Depository Database. Please refer to the FFIEC HMDA website (www.ffiec.gov/hmda) for individual bank disclosure statements, national aggregate and MSA aggregate reports for CRA.

CRA Ratings
Data Order Form
On-Line Reports

	The 2010 Census tract listing that includes the corresponding MSA and Tract Median Family Income data is now available.
	The 2012 CRA Data Entry Software is now available.
	Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions
	The 2012 Edits and File Specifications are available.
	Census 2010 MSA, State, County and Tract listing for calendar year (CY) 2012 CRA/HMDA reporting are now available.
	The 2011 CRA Data Entry Software Release 2 is now available.
	2010 Census Update Notice - MUST READ
	Press Release announces the availability of 2010 CRA data.
	The Geocoding System is now updated with 2011 Census information
	The 2011 Census Data are available.
	2011 HUD Estimated MFI Figures are available.
	2011 Distressed/ Underserved Tract List Now Available.
	2011 Data Collection Notice
	Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions.
	The 2010 CRA/HMDA Reporter Newsletter is updated - A MUST READ!
	The 2011 CRA Data Entry Software is now available.
	The 2011 Edits and File Specifications are available.
	Press Release announces the availability of 2009 CRA data.
	CRA Public Hearings Summer 2010. Transcripts and/or video recordings from the four hearings.